Jacob's Ladder

“Here is a list of the firms,” he continued. “I have interviewed most of them and made it worth their while to tell me the truth. There isn’t one of them that isn’t hopelessly insolvent. They are being kept on their legs by you and your bankers, simply and solely to bolster up the credit of the House of Bultiwell.”

“Sir!” Mr. Bultiwell thundered.

“I should drop that tone, if I were you,” Jacob advised coldly. “You have been a bully all your life, and a cruel one at that. Lately you have become dishonest. When the firm of Bultiwell is compelled to file its petition in bankruptcy, which I imagine will be a matter of only a few weeks, I do not envy you your examination before the official receiver.”

Mr. Bultiwell collapsed like a pricked bladder. He shrivelled in his clothes. There was a whine in his tone as he substituted appeal for argument.

“There’s good business to be done here still,” he pleaded. “Even if the firm lost a little money on those names, there are two of them at least who might weather the storm, with reasonable assistance. Pratt, they tell me you’re pretty well a millionaire. I’m sorry if I was hard on you in the old days. If you won’t take a partnership, will you buy the business?”

Jacob laughed scornfully.

“If I were ten times a millionaire,” he said, rising to his feet, “I would never risk a penny of my money to rid you of the millstone you have hung around your neck. It is going to be part of my activity in life, Mr. Bultiwell, to assist nature in dispensing justice. For many years you have ruled the trade in which we were both brought up, and during the whole of that time you have never accomplished a single gracious or kindly action. You have wound up by trying to drag me into a business which is rotten to the core. Your accountants may be technically justified in reckoning that hundred and forty thousand pounds owed you by those six men as good, because they never failed, but you yourself know that they are hopelessly insolvent, and that the moment you stop renewing their bills they will topple down like ninepins… I would not help you if you were starving. I shall read of your bankruptcy with pleasure. There is, I think, nothing more to be said.”

Mr. Bultiwell sat in his chair, dazed, for long after Jacob had left him. His daughter reappeared and left at once, harshly dismissed. His clerks went out for lunch and returned at the appointed hour. Mr. Bultiwell was seeing ghosts…

Jacob and his friend dined together that night in a well-known grill-room. Dauncey, to whom, in those days, every man seemed to be a brother and every place he entered a fairy palace, showed signs of distress as he listened to his companion’s story.

“Dear friend,” he remonstrated, “of what use in the world is revenge? I do not suggest that you should throw your money away trying to help Bultiwell, but you might at least have left him alone.”

Jacob shook his head. The corners of his mouth tightened. He spoke with grave seriousness.

“Dick,” he said, “you are like the man who sympathises with the evil growth which it is the surgeon’s task to remove. In the days of his prosperity, Bultiwell was a brute and a bully. His only moments of comparative geniality came when he was steeped in wine and glutted with food. His own laziness and self-indulgence paved the way to his ruin. He then became dishonest. He deliberately tried to cheat me; he stooped even to the paltry trick of remembering that I once admired his daughter, and dragged her in to complete his humiliation. Believe me, the world is a better place without its Bultiwells – a better and a healthier place – and where I find them in life, I am going to use the knife.”

“You have used it this time perhaps even more effectually than you thought,” Dauncey groaned, as he took an evening paper from his pocket and passed it across the table. “Mr. Bultiwell shot himself in his office, late this afternoon. I did not tell you before, for fear it might spoil your dinner.”

Jacob sipped his wine, unmoved.

“It was really the only thing left for him,” was his brief comment.

Dauncey was once more the melancholy man.

“I hope that all your interventions, or whatever you may call them,” he said, “won’t end in the same way.”

Jacob’s eyes looked through the walls of the restaurant. A sudden impulse of fancy had carried him forward into that land of adventure to which he held the golden key. He felt the thrill of danger, the mystery of unknown places. He passed from palace to hovel. He heard the curse of the defeated schemer, he felt the warmth and joy of gratitude. All these figures, save one, were imaginary, and that one was always there, always watching, always with that look of reproach which he seemed already to see in her cold blue eyes. He fancied himself pleading with her, only to be scorned; hiding from the dangers she invoked; fancied her the protectress of his enemies, the evil genius of those whom he would have befriended. And all the time there lingered in the background of his mind the memory of that single evening when, angered by her father’s condescension, she had chosen to be kind to him; had shown him the secret places in that wonderful garden, glorious with budding rhododendrons, fragrant with the roses drooping from the long pergola, – a little scene out of fairyland, through which he had walked under the rising moon like a man bewildered with strange happiness.

Richard leaned forward in his place.

“Are you seeing ghosts?” he asked curiously.

Jacob was suddenly back from that unreal world into which his magical prosperity had pitchforked him. He drained the glass which he raised to his lips with firm fingers.

“Ghosts belong to the past,” he answered. “All that we have any concern with is the future.”

CHAPTER V

Jacob, in the midst of those pleasant activities necessitated by his change of fortunes, found time to write a letter. He wrote it with great care and after many revisions, and not until after it was dispatched did he realise with how much anxiety he awaited the reply.

The Cottage,Marlingden.

Dear Miss Bultiwell,

I am venturing to write these few lines to assure you of my very deep sympathy with you in the loss which you have sustained, and I beg also to express the earnest hope that you will not associate me in any way with those misfortunes of your father which I was powerless to avert or lighten.

I have a further object in writing to you, which I hesitate to touch upon for fear I should give you offence, but I do beg, Miss Bultiwell, that you will accept my offer in a kind and generous spirit, and believe that it is entirely dictated by feelings of friendship for you. I gather that your father’s affairs are so much involved that a considerable interval may elapse before any substantial sum can be collected from his estate for the benefit of yourself and your mother. I beg, therefore, as a person into whose hands great wealth has come quite unexpectedly, that you will, if it is the slightest convenience to you, permit me to offer to make any advance necessary for your comfort. At a word from you, it will give me the greatest pleasure to place a thousand pounds, or any such sum, in any bank you may name, for your use until the estate is wound up.

If I have expressed myself crudely, please forgive me, Miss Bultiwell. I have a sincere desire to be of service to you, and I would like very much to be able to sign myself

Your friend,Jacob Pratt.

The reply came by return of post. It was dated from the late Mr. Bultiwell’s house, a few miles farther down the line than Marlingden.

Dear Mr. Pratt,

The offer contained in your letter, which I received this morning, may possibly have been kindly meant, but I wish you to know that I consider it an insult. My father took his life after an interview with you, during which I understand that you rejected a business proposition of his in terms which I cannot help suspecting, from your attitude while I was present, were unnecessarily brutal. Under those circumstances, you can scarcely wonder that I, his daughter, feel the greatest resentment at your offer and decline without the slightest hesitation your proposal of friendship.

Yours truly,Sybil Bultiwell.

Jacob read the letter as he sat out amongst his roses, with the engine of his motor-car purring in the street, waiting to take him to town. For a few moments all the joy of his new prosperity seemed to slip away from him. The perfume of his cherished flowers lost its sweetness; the pleasant view of spreading meadows, with their background of dim blue hills, faded from before his eyes. He remembered the girl’s face as he had first seen and afterwards dreamed of it, the eyes shining with kindliness, the proud lips smiling encouragement, her tone purposely softened, leading him on to talk about himself, his pleasant hobbies, his dawning ambitions. And then again he thought of her as she must have looked when she sat down to write that letter, amidst the discomfort of a dismantled home, embittered and saddened by the sordid approach of ignominious poverty. He shivered a little and looked up as Dauncey approached.

“I almost wish,” he declared, “that I had bought that old swindler’s business. It wouldn’t have cost me a tenth part of what I am worth.”

“Has the girl been unkind?” his friend asked.

Jacob showed him the letter.

“She’s not generous,” was Dauncey’s comment, as he returned it.

“She’s loyal, at any rate,” Jacob replied.

Dauncey’s face suddenly softened. His wife was leaning over the gate waving her hand. His eyes watched her retreating figure until she disappeared.

“Somehow or other,” he ventured a little hesitatingly, as he turned back to Jacob, “I can’t help thinking that the tone of that letter isn’t altogether womanly. She must know the truth about her father’s position. It doesn’t seem fair to blame you for your perfectly reasonable attitude.”

“Why, even you thought I was hard at the time,” Jacob reminded him.

“You were hard but you were just, and your offer to the young lady and her mother should certainly have evoked some feeling of gratitude. I don’t like a woman to be too independent.”

“You’ve never seen her,” Jacob groaned.

“Not to speak to, but I’ve seen her once or twice on the platform with her father. She is very good-looking, of course,” Dauncey continued hesitatingly, “although she always reminded me of one of the conventional pictures of the birth or purse-proud young women which adorn the illustrated papers.”

“You’ve never seen her smile,” Jacob said gloomily, as he rose to his feet. “However, she may get more reasonable after the first shock has passed away… Time we started for the City, eh, Dick?”

They motored through the old-fashioned villages and along the quiet country lanes, towards where the wide-flung arms of the great city crept out like tentacles of hideous brick and mortar, to gather in her children. This morning ride was to both of them a never-ending source of delight. Jacob especially had the air of a schoolboy when he remembered the punctual train, his punctual appearance at the dingy warehouse in Bermondsey Street, his inevitable sallying forth, half-an-hour later, with a list of names in his pocket, a few samples of leather in his bag, and the stock phrases of the market packed into his head by the never-satisfied Mr. Smith.

“A free man, Dick,” he observed, taking his cigar from his mouth and drawing a long breath of content. “A free man at thirty-four years of age. It’s wonderful!”

“If it only lasts!” Dauncey muttered, with a touch of his old pessimism.

“You can cut that out, old fellow,” Jacob insisted firmly. “I gave Pedlar a cheque for thirty-eight thousand pounds yesterday, and that left me fifty-five thousand of the original hundred thousand. Since then I have received bonds to the registered par value of four hundred thousand pounds, which are being sold to-day in New York at eight times their par value. Then there was a quarterly dividend cheque yesterday for nine thousand pounds. You’ll admit the money’s there.”

“Can’t deny facts,” Dauncey agreed, with returning cheerfulness.

“As regards your personal position,” Jacob went on, “I made my will yesterday and I left you five hundred a year.”

“Jacob!”

Jacob patted his friend on the shoulder.

“I’ve only told you this, old chap,” he went on, “because I want you to lift up your head when you walk, remember that you owe nobody anything, and that, whatever measure of bad luck you may have, you are outside all risk of financial trouble for the rest of your life. It’s a wonderful feeling, that, Dick. Half the men you meet in life admit that they have their fits of depression, their dark days, their anxieties. If you analyse these, you will find that nearly every one of them is financial. The man who is free from all financial cares for himself and his family should walk about with a song on his lips the whole of the day. You and I are in that position, Dick, and don’t let us forget it.”

Dauncey drew in a deep breath of realisation, and his face for a moment glowed.

“Jacob,” he confided, “I don’t feel that I could ever be unhappy again. I have what I always dreamed of – Nora and the kids and freedom from anxiety. But you – where will life lead you, I wonder? I have reached the summit of my ambitions. I’m giddy with the pleasure of it. But you – it would be horrible if you, with all your money, were to miss happiness.”

Jacob smiled confidently.

“My dear Dick,” he said, “I am happy – not because I have twelve suits of clothes coming home from Savile Row to-day, not because of this Rolls-Royce car, my little flat at the Milan Court, my cottage at Marlingden, with Harris there for gardener now, and Mrs. Harris with not a worry in the world except how to make me comfortable. I am happy not because of all these things, but because you and I together are going to test life. I have the master key to the locked chambers. I am ready for adventures.”

“I have about as much imagination as an owl,” Dauncey sighed.

Jacob’s eyes were fixed upon the haze which hung over the city.

“When I speak of adventures,” he went on, “I do not mean the adventures of romance. I mean rather the adventures of the pavement. Human beings interest me, Dick. I like to see them come and go, study their purposes, analyse their motives, help them if they deserve help, stand in their way if they seek evil. These are the day-by-day adventures possible to the man who is free from care, and who mixes without hindrance with his fellows.”

“I begin to understand,” Dauncey admitted, “but I still don’t quite see by what means you are sure of coming into touch with interesting people.”

Jacob knocked the ash from his cigar.

“Dick,” he said, with a twinkle in his eyes, “you are a very superficial student of humanity. A story such as mine attracts the imagination of the public. Every greedy adventurer in the world believes that the person who has acquired wealth without individual effort is an easy prey. I expect to derive a certain amount of amusement from those who read of my good fortune and seek to profit by it. That is why I had no objection to telling my story to the reporters, why I let them take my photograph, why I gave them all the information they wanted about the payment of my creditors in full and my sudden wealth. All that we need now is the little West End office which I am going to take within the next few days, and a brass plate upon the door. The fly will then sit still and await the marauding spiders.”

Dauncey smiled with all the enthusiasm of his new-found sense of humour.

“Five hundred a year,” he murmured, “to be henchman to a bluebottle!”

CHAPTER VI

The acquisition of West End premises presented no particular difficulty, and in a few weeks’ time behold a transformed and glorified Jacob Pratt, seated in a cushioned swivel chair before a roll-top desk, in an exceedingly handsomely appointed office overlooking Waterloo Place. The summit of one of his ambitions had been easily gained. The cut of his black morning coat and neat grey trousers, the patent shoes and spats, his irreproachable linen, and the modest but beautiful pearl pin which reposed in his satin tie were indications of thoughtful and well-directed hours spent in the very Mecca of a man’s sartorial ambitions. Standing by his side, with a packet of correspondence in his hand, Dauncey, in his sober, dark serge suit, presented a very adequate representation of the part of confidential assistant and secretary to a financial magnate.

“Nothing but begging letters again this morning,” he announced; “four hospitals; the widow of an officer, still young, who desires a small loan and would prefer a personal interview; and the daughter of a rural dean down in the country, pining for London life, and only wanting a start in any position where good looks, an excellent figure, and a bright and loving disposition would be likely to meet with their due reward.”

“Hm!” Jacob muttered. “Pitch ’em into the waste-paper basket.”

“There are a packet of prospectuses – ”

“Send them along, too.”

“And a proposal from a Mr. Poppleton Watts that you should endow a national theatre, for which he offers himself as actor manager. You provide the cash, and he takes the whole responsibility off your shoulders. The letter is dated from the Corn Exchange, Market Harborough.”

“Scrap him with the rest,” Jacob directed, leaning back in his chair. “Anything more you want for the place, Dick?”

The two men looked around. There were rows of neatly arranged files, all empty; an unused typewriter; a dictaphone and telephone. The outer office, where Dauncey spent much of his time, was furnished with the same quiet elegance as the inner apartment. There seemed to be nothing lacking.

“A larger waste-paper basket is the only thing I can suggest,” Dauncey observed drily.

Then came the sound for which, with different degrees of interest, both men had been waiting since the opening of the offices a fortnight before. There was a tap at the outer door, the sound of a bell and footsteps in the passage. Dauncey hurried out, closing the door of the private office behind him. His chief drew a packet of papers from a receptacle in his desk, forced a frown on to his smooth forehead, and buried himself in purposeless calculations.

Dauncey confronted the visitors. There were two of them – one whose orientalism of speech and features was unsuccessfully camouflaged by the splendour of his city attire, the other a rather burly, middle-aged man, in a worn tweed suit, carrying a bowler hat, with no gloves, and having the general appearance of a builder or tradesman of some sort. His companion took the lead.

“Is Mr. Jacob Pratt in?” he enquired.

“Mr. Pratt is in but very busy,” Dauncey answered doubtfully. “Have you an appointment?”

“We have not, but we are willing to await Mr. Pratt’s convenience,” was the eager reply. “Will you be so good as to take in my card? Mr. Montague, my name is – Mr. Dane Montague.”

Dauncey accepted the mission after a little hesitation, knocked reverently at the door of the inner office, and went in on tiptoe, closing the door behind him. He presented the card to Jacob, who was busily engaged in polishing the tip of one of his patent shoes with a fragment of blotting paper.

“A full-blown adventure,” he announced. “A man who looks like a money-lender, and another who might be his client.”

“Did they state the nature of their business?” Jacob demanded.

“They did not, but it is written in the face of Mr. Dane Montague. He wants as much of your million as he can induce you to part with. What his methods may be, however, I don’t know.”

“Show them in when I ring the bell,” Jacob directed, drawing the packet of papers once more towards him. “Extraordinarily complicated mass of figures here,” he added.

Dauncey withdrew into the outer office, closing the door behind him and still walking on tiptoe.

“Mr. Pratt will see you in a few minutes,” he said, with the air of one who imparts great news. “Please be seated.”

The two men subsided into chairs. Dauncey thrust a sheet of paper into a typewriter and desperately dashed off a few lines to an imaginary correspondent. Then the bell from the inner office rang, and, beckoning the two men to follow him, he opened the door of Jacob’s sanctum and ushered them in. Mr. Dane Montague advanced to the desk with a winning smile.

“My name is Dane Montague,” he announced, ostentatiously drawing off his glove and holding out a white, pudgy hand. “I am delighted to meet you, Mr. Pratt. This is my friend, Mr. James Littleham. The name may be known to you in connection with various building contracts.”

Jacob thrust away the papers upon which he had been engaged, with an air of resignation.

“Pray be seated, gentlemen,” he invited. “My time is scarcely my own just now. May I ask you to explain the nature of your business in as few words as possible?”

“Those are my methods exactly,” Mr. Dane Montague declared, throwing himself into the client’s chair, balancing his finger tips together, and frowning slightly. It was in this position that he had once been photographed as the organiser of a stillborn Exhibition.

“My friend Littleham,” he continued, “is a builder of great experience. I am, in my small way, a financier. We have called to propose a business enterprise to you.”

“Go on,” Jacob said.

“You are doubtless aware that large sums of money have recently been made by the exploitation in suitable spots of what have become known as Garden Cities.”

Jacob gave a noncommittal nod and his visitor cleared his throat.

“Mr. Littleham and I have a scheme which goes a little further,” he went on. “We have discovered a tract of land within easy distance of London, where genuine country residences can be built and offered at a ridiculously moderate cost.”

“Land speculation, eh?”

“Not a speculation at all,” was the prompt reply. “A certainty! Littleham, please oblige me with that plan.”

Mr. Littleham produced an architect’s roll from his pocket. His companion spread it out upon the desk before Jacob and drew an imitation gold pencil from his pocket.

“All along here,” he explained, tapping upon the plan, “is a common, sloping gently towards the south. The views all around are wonderful. The air is superb. There are five hundred acres of it. Here,” he went on, tapping a round spot, “is a small town, the name of which we will not mention for the moment. The Great Central expresses stop here. The journey to town takes forty minutes. That five hundred acres of land can be bought for twenty thousand pounds. It can be resold in half-acre and acre lots for building purposes at a profit of thirty or forty per cent.”

“The price of the land, if it is according to your description, is low,” Jacob remarked. “Why?”

Mr. Dane Montague flashed an excellently simulated look of admiration at his questioner.

“That’s a shrewd question, Mr. Pratt,” he confessed. “We are going to be honest and aboveboard with you. The price is low because the Urban Council of this town here” – tapping on the plan – “will not enter into any scheme for supplying lighting or water outside the three-mile boundary.”

“Then what’s the use of the land for building?” Jacob demanded.

“I will explain,” the other continued. “Situated here, two miles from our land, are the premises, works and reservoir of the Cropstone Wood, Water and Electric Light Company. They are in a position to supply everything in that way which the new colony might desire.”

“A going concern?” Jacob enquired.

“Certainly!” was the prompt reply. “But it is in connection with this Company that we expect to make a certain additional profit.”

Jacob glanced at the clock.

“You must hurry,” he enjoined.

“The Cropstone Wood Company,” Mr. Dane Montague confided, “is in a poorish way of business. The directors are sick of their job. They know nothing about our plan for building on the estate, and, to cut a long story short, we have secured a six months’ option to purchase the whole concern at a very low price. As soon as the building commences on the common, we shall exercise that option. We shall make a handsome profit on the rise in the shares of the Cropstone Wood Company, but our proposal is to work the company ourselves. At the price we can offer them at, it is certain that every building lot will be sold. Mr. Littleham here has prepared a specification of various forms of domiciles suited to the neighbourhood.”