Blackwood's Edinburgh Magazine — Volume 55, No. 339, January, 1844

Before one year had passed over the respectable heads of our notable Banking-House, Allcraft was involved in a net of perplexity, from which it required all the acuteness of his apprehending mind to work out a mode of extrication. Augustus Brammel continued abroad, spending his money, and drawing upon the house, with the impudent recklessness which we have already seen to be a prime ingredient in his character. He did not condescend to communicate with his partners, or to give them any information touching his whereabouts, except such as might be gathered from his cheques, which came, week after week, with alarming punctuality, for sums as startling. From this one source of misery, where was a promise or a chance of a final rescue? Michael saw none. What if he refused to cash his partner's drafts? What if he permitted them to find their way back, as best they might, through the various channels by which they had travelled on their previous journey—dishonoured and disgraced? Who but himself would be the loser by the game? Such a refusal would lead to quick enquiry—enquiry to information—information to want of confidence and speedy ruin. What reliance could repose upon a house, divided against itself—not safe from the extravagance and pillage of its own members? The public eye, ever watchful and timid, waits scarcely for the show of danger to take alarm and withdraw its favour. Michael shrunk from the bare conception of an act of violence. It was more agreeable, in an hour of self-collectedness, to devise a remedy, which, if it did not cure the disease, helped at least to cicatrize the immediate wounds. He looked from Brammel to Brammel's father for indemnification. And the old man was in truth a rare temptation. Fond, pitiable father of a false and bloodless child! doting, when others would have hated, loving his prodigal with a more anxious fondness as his ingratitude grew baser—as the claims upon a parent's heart dwindled more and more away. The grey-haired man was a girl in tenderness and sensibility. He remembered the mother of the wayward child, and the pains she had taken to misuse and spoil her only boy; his own conduct returned to him in the shape of heavy reproaches, and he could not forget, or call to mind without remorse, the smiles of encouragement he had given, the flattering approbation he had bestowed when true love, justice, duty, mercy, all called loudly for rebuke, restraint, wholesome correction, solemn chastisement. Could he be conscious of all this, and not excuse the unsteady youth—accuse himself? It was he who deserved punishment—not the sufferer with his calamities imposed upon him by his erring sire. He was ready to receive his punishment. Oh, would that at any cost—at any expense of bodily and mental suffering, he could secure his child from further sorrow and from deeper degradation! To such a heart and mind, Michael might well carry his complaints with some expectation of sympathy and reimbursement. Aggrieved as he was, he did not fail to paint his disappointment and sense of injury in the strongest colours; but blacker than all—and he was capable of such a task, he pictured the gross deception of which he had so cruelly been made the subject.

"I could," he said to the poor father, in whose aged eyes, turned to the earth, tears of shame were gushing, "I could have forgiven any thing but that. You deceived me meanly and deliberately. The character you gave with him was false. You knew it to be so, and you were well aware that nothing but mischief and ruin could result from a connexion with him."

"Indeed, Mr Allcraft," replied the unhappy man, "I had great hopes of his reformation. He had improved of late years a little, and he gave me his word that he would be steady. If I had not thought so, I should certainly not have permitted you to receive him. What can we do, sir?"

"Ah! what, Mr Brammel. It is that I wish to know. The present state of things cannot continue. Where is he now?"

"Indeed, I do not know. He is a bad boy to hide himself from his father. I do not deserve it of him. I cannot guess."

"Are you aware, sir, that he is married?"

"They have told me something of it. I am, in truth, glad to hear it. It will be to his wife's interest to lead him back to duty."

"You have not seen her, then?"

The old man shook his head.

"Well, well, sir," continued Allcraft, "this is not to the purpose. We must protect ourselves. His profligacy must be checked; at all events, we must have no connexion with it. Hitherto we have honoured his drafts, and kept your name and his free from disgrace. I can do so no longer. We have paid his last cheque this very day. To-morrow I shall advertise publicly our determination, to honour his demands no more."

"No—no, no, Mr Allcraft," interposed old Brammel anxiously, taking every word for granted, "that must not be done—I cannot allow it; for the poor boy's sake, that determination must not be made at present. I am sure he will reform at last. I should not be surprised if he returned to business in a day or two, and settled steadily to work for the remainder of his life. It is likely enough, now that he is married. I have much to answer for on account of that youth, Mr Allcraft, and I should never forgive myself if I suffered any thing to be done that is likely to render him desperate, just when a glimmering of hope is stealing upon us. You shake your head, sir, but I am confident he will yet make up for all his folly."

"Heaven grant it, sir, for your sake!"

"Yes, and for his own, poor child—for what will become of him if he does not! Now, as to these cheques, Mr Allcraft, let me have them all. I will restore every farthing that you have paid on his account; and should any more be presented, let them be duly honoured. I hold myself responsible for their discharge. I am sure this is the wisest course to pursue. It is quite reasonable for you to demur, and to object to these demands. I like you the better, Mr Allcraft, for your scruples: you are an honourable man, sir. I would lose my last drop of blood to make my poor boy like you. It is wise and praiseworthy in you to look so carefully to the good credit of your house; and it is fair and right that I should take this matter upon myself. I do it, persuaded of the propriety of the step, and satisfied that all will go well with him yet. Be lenient with the unhappy boy, sir, and have yet a little patience."

"I am afraid, sir, that he will but presume on your generosity and good nature."

"Ah, but he is never to know it, Mr Allcraft; I would not for the world have him hear of what I have done. Should you discover his abode, write to him, I pray—tell him that I am enraged at his proceedings—that I do not think that I can ever be reconciled to him again. Say that my anger has no bounds—that my heart is breaking—will break and kill me, if he persists in his ingratitude and cruelty. Implore him to come home and save me."

The old man stopped and wept. Michael was not yet a father and could not understand the tears: it appears that he understood business much better; for, taking leave of Brammel as soon as he could after the latter had expressed a wish to cash the cheques, he went immediately to the bank and procured the documents. He presented them with his own hand to the astounded father, from whom, also with his own hand, he received one good substantial draft in fair exchange.

So far, so good; but, in another quarter, Allcraft suddenly discovered that he had committed an egregious blunder. He had entrusted Planner with the secret of his critical position—had made him acquainted with the dishonest transactions of his father, and the consequent bankruptcy of the firm. Not that this disclosure had been made in any violent ebullition of unguarded feeling—from any particular love to Planner—from an inability on the part of the divulger to keep his own good counsel. Michael, when he raised Planner from poverty to comparative affluence, was fully sensible of the value of his man—the dire necessity for him. It was indispensable that the tragic underplot of the play should never be known to either Bellamy or Brammel, and the only safe way of concealing it from them, was to communicate it unreservedly to their common partner, and his peculiar protégé. He did so with much solemnity, and with many references to the extraordinary liberality he had himself displayed in admitting him to his confidence, and to a share of his wealth. "Maintain my secret," he said to Planner, "and your fortune shall be made; betray me, and you are thrown again into a garret. You cannot hurt me; nothing shall save you." He repeated these words over and over again, and he received from his confidant assurance upon assurance of secrecy and unlimited devotion. And up to the period of Allcraft's return from France, the gentleman had every reason to rely upon the probity and good faith of his associate; nor in fact had he less reason after his return. Were it not that "the thief doth fear each bush an officer," he had no cause whatever to suspect or tremble: his mind, for any actual danger, might have been at rest. But what did he behold? Why, Planner and Bellamy, whom he had left as distant as stage-coach acquaintances, as intimate and loving, as united and inseparable, as the tawny twins of Siam. Not a week passed which did not find the former, once, twice, or three times a guest at the proud man's table. The visits paid to the bank were rather to Mr Planner than for any other object. Mr Planner only could give advice as to the alteration of the south wing of the hall: Mr Planner's taste must decide upon the internal embellishments: then there were private and mysterious conversations in the small back room—the parlour; nods and significant looks when they met and separated; and once, Michael called to see Planner after the hours of business, and whom should he discover in his room but Mr Bellamy himself, sitting in conclave with the schemer, and manifestly intent upon some serious matter. What was the meaning of all this? Oh, it was too plain! The rebel Planner had fallen from his allegiance, and was making his terms with the enemy. Allcraft cursed himself a thousand times for his folly in placing himself at the mercy of so unstable a character, and immediately became aware that there had never been any cogent reason for such a step, and that his danger would have been infinitely smaller had he never spoken to a human being on the subject. But it was useless to call himself, by turns, madman and fool, for his pains. What could be done now to repair the error? Absolutely nothing; and, at the best, he had only to prepare himself, for the remainder of his days, to live in doubt, fear, anxiety, and torture.

In the meanwhile, Planner grew actually enamoured of the Pantamorphica Association. The more he examined it, the more striking appeared its capabilities, the fairer seemed the prospect of triumphant unequivocal success. In pursuance of his generous resolution, he communicated his designs to Allcraft. They were received with looks of unaffected fright. Without an instant's hesitation, Michael implored his partner to desist—to give up at once, and for ever, all thoughts of the delusion—to be faithful to his duty, and to think well of his serious engagement. "Your Association, sir," he exclaimed in the anger of the moment, "is like every other precious scheme you have embarked in—impracticable, ridiculous, absurd!" Planner, in these three words, could only read—ingratitude—the basest it had ever been his lot to meet. Here was a return for his frankness—his straightforward conduct—his unequalled liberality. Here was the affectionate expression of thanks which he had so proudly looked forward to—the acknowledgment of superior genius which he had a right to expect from the man who was to profit so largely by the labour of his brains. Very well. Then let it be so. He would prosecute the glorious work alone—he would himself supply the funds needful for the undertaking, and alone he would receive the great reward that most assuredly awaited him. Very delicately did Michael hint to his partner, that his—Planner's—funds existed, with his castles and associations, in the unsubstantial air, and no where else; but not so delicately as to avoid heaping fuel on the fire which he had already kindled in the breast of the offended schemer. The latter bristled at the words, lost for an instant his self-possession, said in his anger more than he intended—more than he might easily unsay—enough to bruise the already smarting soul of Allcraft. A threat escaped his lips—a reproach—a taunt. He spoke of his power, and touched cuttingly upon the deep schemes of other men, more feasible than his own perhaps, and certainly more honest. Allcraft winced, as every syllable made known the speaker's actual strength—his own dependence and utter weakness. He made no reply to the attack of the man whom he had drawn from beggary; but he looked him in the face steadily and reproachfully, and shamed him into vexation and regret.

"I did not mean to speak unkindly, Michael," he stammered with a view to apologize. "I am sorry that I lost my temper. You need not fear me. Don't remember what I have said."

"You have threatened me, Planner," answered Allcraft, trembling with irritation. "You have attempted to frighten me into compliance with your demands. I say, sir, you have threatened me. It is the first time—it shall be the last."

"It shall, Michael—I promise you it shall."

"I ask no promise from you," continued the excited and suspicious man, writhing under a sense of his helplessness. "You have betrayed the cloven foot. I thank you for it. I am aware of what is to follow—I expect it—I shall hold myself prepared!"

"Do nothing of the kind, Allcraft. You know me better. You are safe with me. I am ashamed of myself for what I have spoken. Forgive me"—

"But never mind," proceeded the unhappy Michael. "I defy you: do your worst. Let this be your acknowledgment of past favours—the fulfilment of your sacred promise. Betray me to Bellamy, and be at ease."

"Michael, you do not use me well. I spoke angrily, and without consideration. I am sorry that I did so, and I have asked your forgiveness. What can I do more? You should allow for wounded feelings. It was hard to hear you ridiculing an affair that occupies my serious thoughts. I was irritated—think no more about it."

"Answer me this, How much does Mr Bellamy already know?"

"From me—nothing. Make your mind happy on that score. It is not to the interest of any one of us that secrets should be known. You need not fear. Shake hands."

Michael took his hand.

"And as to this Association," continued Planner, "let me have my way for once—the thing is clear, and cannot fail. The elements of success are there, and a splendid fortune must be realized. I am not greedy. I don't want to grasp every thing for myself. I told you just now that we would share and share alike. You are not up to projects of this nature. I am. Trust to me. I will engage to enter upon no new affair if I am disappointed in this. The truth is, I cannot quietly let a fortune slide through my fingers, when a little skill and energy only are necessary to secure it. Come, Michael, this once you must not say no."

The hope, however faint, of making money by this speculation, and the fear of offending the depositary of his great secret, compelled at length from Allcraft a reluctant acquiescence. He consented to the trial, receiving Planner's solemn promise that, in the event of failure, it should be the last. Planner himself, overjoyed at his victory, prepared himself for action, and contemplated the magnificent resources of the bank with a resolute and daring spirit that would have gratified exceedingly the customers of the house, could they have but known it. Planner conscientiously believed that he had hitherto failed in all his schemes, because he had never commanded cash sufficient to carry out his views. This great obstacle being removed, he wisely determined to make the most of his good fortune. And in truth he was without the shadow of an excuse for timidity and forbearance. The anxiety which might have accompanied his ventures, had the money been his own, was mercifully spared him; the thought of personal danger and ruin could never come to cloud his intellect, or oppress his energy. As for the ruin of any other party, the idea, by a very happy dispensation, never once occurred to him. It took a very few months to make Mr Planner the largest shareholder—the principal director—the president and first man in the famous "Joint-Stock Pantamorphica Association."

And whilst he was busy in the purchase of lands required for the extensive undertaking, his dear friend Mr

Bellamy was agreeably occupied in paying off, by degrees, the heavy mortgages which, for many years, had been weighing on his beautiful estate. In addition to the ten thousand pounds which he had abstracted during the absence of Mr Allcraft, he had not hesitated to draw large sums under the very nose of his too easy and unsuspecting partner. The manner of Mr Bellamy threw Michael off his guard. He walked so erect—looked upon every body so superciliously—spoke even to Allcraft in so high a tone, and with so patronizing an air, that it was quite impossible to suspect him of being any thing but real coin, a sound man, and worthy of all trust. It is certainly true that Mr Bellamy had not brought into the concern as he had engaged, some twenty, or forty thousand pounds—it does not matter which—but the reasons which he condescended to give for this failure were perfectly satisfactory, and accounted for the delay—so well accounted for it that Michael entreated Mr Bellamy not to think about it, but to take his time. And how very natural it was for a man of Mr Bellamy's consideration and enormous wealth to secure the little property that adjoined his own, and to borrow from the bank any sum of money that he might want to complete so desirable a purchase! And how very natural, likewise, on the part of Allcraft, ever fearful of discovery, ever desirous to keep upon the best terms with Mr Bellamy (the great man of the country, the observed of all observers)—to be at all times anxious to oblige his friend, to render him sensible of his desire to please him, and of the obligation under which, by these repeated acts of kindness and indulgence, he was insensibly brought.

And so they reached the close of the first year of partnership; and who shall say that the situation of Michael was an enviable one, or that the persevering man had not good cause for despondency and dread? He was already deeply indebted to his wife; not one of his three partners had proved to be such as he expected and required. Danger threatened from two of them: Mr Bellamy had not afforded the support which he had promised. A stronger heart than Michael's might have quailed in his position; yet the pressure from without animated and invigorated him. In the midst of his gloom, he was not without a gleam of hope and consolation. As he had foreseen, the business of the house rapidly increased: its returns were great. Day and night he laboured to improve them, and to raise the reputation of the tottering concern; for tottering it was, though looking most secure. For himself, he did not draw one farthing from the bank; he resided with his wife in a small cottage, lived economically, and sacrificed to his engrossing occupation every joy of the domestic hearth. The public acknowledged with favour the exertions of the labouring man; pronounced him worthy of his sire; vouchsafed him their respect and confidence. Bravely the youth proceeded on his way—looking ever to the future—straining to his object—prepared to sacrifice his life rather than yield or not attain it. Noble ambition—worthy of a less ignoble cause—a better fate!

The second year passed on, and then the third: at the close of this, Michael looked again at his condition. During the last year the business of the house had doubled. Had not the profits, and more than the profits, been dragged away by Bellamy and Planner—his ardent mind would have been satisfied, his ceaseless toil well-paid. But the continual drafts had kept ever in advance of the receipts, draining the exchequer—crippling its faculties. Even at this melancholy exhibition, his sanguine spirit refused to be cast down, and to resign the hope of ultimate recovery and success. He built upon the promise of Mr Bellamy, who at length had engaged to refund his loans upon a certain day, and to add, at the same time, his long-expected and long-promised quota of floating capital: he built upon the illusions of Planner's strong imagination—Planner, who suddenly becoming sick of his speculation, alarmed at his responsibility, and doubtful of success, had been for some time vigorously looking out for a gentleman, willing to purchase his share and interest in the unrivaled Pantamorphica, and to relieve him of his liabilities; and had at last persuaded himself into the belief that he had found one. He likewise fixed a period for the restoration of a fearful sum of money, which Michael, madman that he was, had suffered him to expend—to fling away like dirt. Upon such expectation, Allcraft stood—upon such props suffered his aching soul to rest. There wanted but a month to the acceptable season when claims upon the house poured in which could not be put off. Michael borrowed money once more from his wife to meet them. He did it without remorse or hesitation. Why should he have compunction—why think about it, when the hour of repayment was so near at hand? It was a proper question for a man who could slumber on a mine that was ready to burst, and shatter him to atoms.

CHAPTER II.

A MEETING

It was a constant saying of old Mr Brammel, that if his time were to come over again, he would adopt a very different plan from that which he had pursued in the education of his son. Now, a different plan it might have been; but one leading to a more satisfactory result, I must take the liberty to deny. Of what use is experience to one who, with sixty years of life in him, still feels and thinks, reasons and acts, like a child? Who but a child would have thought of paying the wholesale demands of that dissolute, incorrigible youth, with the notion of effecting by such subtle means his lasting reformation: who but a child would have made the concealment of his name a condition of the act? As may be guessed, the success of this scheme was equal to its wisdom. Augustus Theodore, too grateful for the facilities afforded him, showed no disposition to abridge his pleasures, or to hasten his return. In the regular and faithful discharge of his drafts, his vulgar soul rejoiced to detect a fear of offending, and an eagerness to conciliate, on the part of his partner, Michael Allcraft. He would see and acknowledge nothing else. And the idea once fixed in his mind, he was not likely to rest contented with half the glory of his victory. "No.—He would punish the fellow.—He would make him smart; he would teach him to come all the way to France on purpose to bully him. He hadn't done with the gentleman yet. Master Allcraft should cry loud enough before he had. He'd sicken him." Still the hopeful youth pursued his travels—still he transmitted his orders at sight—still they were honoured punctually—still Augustus Theodore chuckled with stupid delight over what he considered the pitiful submission of his partner, who had not courage to reject his drafts, and dared not utter now one brief expostulatory word. Mr Brammel, junior, like the rest of the firm, lived in his own delusions. The fourth year dawned, and Mr Brammel suddenly appeared amongst his friends. He and his lady had travelled over Europe; they had seen the world—the world had seen them; they were sick of wandering—they desired to settle. A noble villa, with parks and paddocks, was quickly taken and sumptuously furnished; hunters were got from Tattersall's—nursery-maids from France—an establishment worthy of the name rose like magic, almost within sight of Michael's humble dwelling, taking the neighbourhood by surprise, startling and affrighting Allcraft. Again the latter visited the fond old man—remonstrated, complained; and once more the father entreated on behalf of his son, begged for time and patience, and undertook to satisfy the prodigal's extravagance. He gave his money as before, willingly and eagerly, and stipulated only, with unmeaning earnestness, for secrecy and silence. And the fourth year closed as drearily as it had opened. The promises of Bellamy and Planner were as far from fulfilment as ever; their performance as vigorous and disastrous as at first. The landed proprietor still redeemed, day after day, portions of his involved estate. The schemer, disappointed in his expectations of a purchaser, returned to his speculation with redoubled ardour, and with fresh supplies of gold. His only chance of ultimate recovery was to push boldly forward, and to betray no fear of failure. One retrograde or timid step would open the eyes of men, and bring down ruin on the Pantamorphica. Planner became conscious of all this to his dismay, and he had nothing to do in the very extremity of his distress, but to proceed in his venture with the best spirits he could command, and to trust himself fairly to the swelling tide.—Allcraft looked on and trembled.