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The Pregnancy Contract
Hard on the heels of that thought came the reminder that the house was no longer her home. She was a guest here. Wade’s guest. The news had come as a shock last night and her reaction had been instinctive and out of sorts with her new resolve. She hoped that would be the last unpleasant surprise she’d have to bear.
She was in a painfully tenuous situation. She had no qualifications to speak of, unless bartering with local rebels or militia for medical supplies and trading with cash from her trust fund was anything worth mentioning. Nor did she now have a roof over her head to call her own.
Piper slipped the robe off her shoulders and, letting it drop to the floor behind her, stepped into the almost full bath. She sank into the water, letting its warmth seep into her skin all the way through to her bones. After the heat of some of the countries she’d lived in, she didn’t think she’d still crave warmth the way she did now. But with her father dead and her prospects perched on a very precarious ledge, the world around her felt very cold indeed.
Piper let her hair fall over the back of the bath and rested her head against the edge, closing her eyes and trying to concentrate only on the warmth and softness of the water enclosing her body. She’d found the exercise of isolating herself to be an invaluable tool in coping with some of the hardships she’d witnessed in the past few years, but for some reason she couldn’t find quite the degree of separation she needed now.
Where she was going to live, how she was to support herself, all took precedence over her relaxation ritual. It wasn’t as if she didn’t still have the trust fund her mother had left her, she rationalized. Her father had been angry with her when she’d gone overseas, especially when she’d tried to get between him and Wade, but he hadn’t cut her off completely. Whenever she’d applied for an advance from the funds she’d come into when she’d turned eighteen, the money had duly appeared wherever she’d needed it. By her reckoning she should still have sufficient capital left to get herself on her feet, certainly enough to finish the degree she’d partially completed before running away.
She grimaced. Running away sounded so infantile. And yet, her reactions had been those of a spoiled brat. She wasn’t proud of the person she’d been then. Not at all. But that was changing. Slowly, surely and in the right direction. And with the balance of her funds behind her, the rest would be a piece of cake.
She felt a pang of grief tug deep inside her. How she wished her father was still alive. Maybe he could finally have been proud of her, really proud. She missed him with a sorrow that went soul-deep. When she’d set out on the journey home, she’d been looking forward to seeing him again. She’d hoped with all her heart that today could be the first stage of a new relationship with her dad. One where he would finally see who she was and what she was capable of.
Well, she still hovered at the edge of that first stage. One she’d have to embark on for herself, not for anyone else. It was what she should have realized all along.
Piper pulled the plug on the bath and stepped out as the water swirled down the drain with a satisfying gurgle. She shook her head at the decadence of it. It would make better sense to find some way to utilize the waste water from this sort of thing on the property. Maybe she could make some suggestions to Wade and see what he thought. He’d probably have a hard time believing she could even care about something like waste water.
Piper dried herself off and padded naked into her bedroom. She extracted some clean underwear from her drawer, a small puzzled frown fracturing her brow when she couldn’t find the stuff she’d brought in her backpack. The pack itself had been emptied at some stage yesterday, its clothing contents now nowhere to be found. Maybe Mrs. Dexter had taken it all to be washed, she thought. She wondered what the housekeeper would think of the wardrobe that consisted mainly of jeans, camo-patterned trousers and an array of T-shirts that would probably better serve as polishing cloths than anything else.
She looked at the underwear she’d taken from the drawer. An exquisite shell pink, the matching bra and panties were a brand she’d never bought before, even though they were all in the size she’d worn before she went away. She slipped into the panties, thankful that at least they fit without threatening to fall off her hips, then adjusted the straps on the bra and started to put it on.
She turned and looked at herself in the mirror. She’d lost weight in recent years. Hard work and a limited diet had a way of doing that. The bra, while beautiful, was far too big for her, even on the tightest fitting. She could pad it up, she supposed, but then what if something slid free while she was wearing it? No, far better to go without, she decided and turned to her old wardrobe for something to wear.
A swimming sense of déjà vu enveloped her as she opened the doors. There, arranged by color and functionality, hung every article of clothing she’d failed to pack and take away with her. According to the dry cleaning tags on the garments, everything had been freshened recently. But why, when no one knew when she was coming home?
Piper selected the least flippant items and pulled on a pair of charcoal gray trousers with a neat matching jacket that used to nip in perfectly at her waist. Eight years ago, it had been form-fitting enough to wear without a top beneath it, but it certainly wasn’t now. She flicked through the hangers until she found a crisp white blouse to team with it.
An old belt threaded through the loops in her trousers cinched them in a little tighter at her waist, and when Piper pulled on the jacket and studied her appearance, she thought she’d scrubbed up quite well—aside from the hair. She grabbed a black and white long silk scarf from her dresser and tied her dreads into an approximation of a ponytail before nodding at her reflection. Well enough to see the lawyer, anyway.
Her feet had always been long and narrow and she pulled on a pair of stocking socks before pushing her feet into a slim fitting pair of black patent pumps. No longer used to the heels, she teetered a little before regaining her composure. How had she ever walked in these things on a daily basis? she wondered as she made her way down the stairs.
Wade wasn’t in the breakfast room, nor the kitchen, when she got downstairs.
“Looking for Mr. Collins?” Mrs. Dexter said with a smile as she bustled about pouring a fresh cup of tea and placing it at Piper’s old place at the huge worn kitchen table.
“Yes, we have an appointment together this morning.”
“He had to get away early to the office. Some problem or other. He said if he couldn’t get back on time, he’d send a car for you so you could still meet with Mr. Chadwick in his rooms.”
“Oh, thanks.”
Piper fought back the unreasonable feeling of disappointment that he wasn’t here. He had a business to run so she could hardly expect him to wait upon her hand and foot. Strangely, though, she had been looking forward to his approval that she’d made an effort to “scrub up,” for want of a better term. Which reminded her. Her clothes.
“Dexie, can you tell me what you did with my clothing from my backpack?”
“Oh, that lot.” Mrs. Dexter wrinkled up her nose in her rosy cheeked face. “I gave it all to Dexter to incinerate. Your father would never have stood for you dressing like that.”
Piper bit back the retort that her father hadn’t had the right to dictate her appearance for many years now. Swallowing the words she’d wanted to say didn’t come easy. Those items of clothing were virtually all she’d had to her name in the way of physical possessions. She’d come back here to take control of her life and yet, even in something as simple as her clothing, she’d been railroaded.
“Besides,” the older woman continued, “you have a wardrobe full of beautiful things to wear. I must say, lovey, it’s wonderful to see you looking more your old self. Apart from the hair, that is.”
A wry smile formed at Piper’s lips. “You don’t like it?” she teased.
“Humph, as if Mr. Mitchell would ever have tolerated such a thing.”
Piper’s smile died on her face. No, her father wouldn’t have tolerated it. He wouldn’t have understood the sheer practicality of wearing her hair this way in the circumstances in which she’d lived. Now she was home she supposed she’d better do something about it, but first there was the appointment today to get through.
“Get through” being the operative words, she realized later that day as her father’s lawyer sat opposite her at his highly polished desk, a sobering expression on his face.
“What do you mean I have no money?” she demanded. “When I left, my trust fund was healthy. It had been operating since my mother’s death, earning interest all the way. Surely I didn’t spend it all?”
“No, Miss Mitchell, you didn’t. But you didn’t exactly use the funds wisely, or reinvest, either, did you?”
It felt as if she’d been victimized from the instant she’d arrived home. First Wade, then Dexie’s disapproval, and now this.
“They were mine to use,” she said, a defensive note in her voice.
“Of course, of course.” The old man made a shushing sound in a vain attempt to placate her.
But Piper would not be placated.
“So where is it?”
“It?”
“The money,” she clarified, holding onto her temper by a thread.
“You know that with your father as a Trustee, the funds were managed very carefully. Over the years he frequently diversified the investments, but as you must be aware, financial markets worldwide have been hit very hard. Even investments that appeared to be sound suffered, and you subsequently lost some rather large sums.”
Piper shook her head. She couldn’t believe what she was hearing. Her father had always been the most prudent and cautious of investors.
“So, I have nothing?”
“I’m so very sorry.”
“But what about my father’s estate?”
“Miss Mitchell, what your father didn’t use to carry Mitchell Exports through some tough times, he used to fund alternative treatments for his illness. There really is very little left. The investment losses your fund endured hit him, also.”
Everything Wade had told her last night had been true. She wished she could blame him, hold him responsible for her father’s weak financial position at the time of his death, but it was clear Wade had conducted himself the same way he always had. With honor and loyalty to the man he revered above all others.
Mr. Chadwick continued, completely unaware of the turmoil in her mind. “I must say that Mr. Collins has been most benevolent. When he realized the situation your father was facing he personally acted to assist him. Rex was fortunate that Mr. Collins was compassionate enough to give him a lifetime right to reside in the house.”
The sick taste of bile rose in Piper’s throat.
Piper swallowed. “And my mother’s art collection? That should have been left to me in my father’s will. What has happened to that?”
At least if she had that, all was not lost. As much as she hated the idea of selling a single piece, she’d be able to liquidate some funds.
“All with Mr. Collins now. I understand the collection is on loan to the Sydney Art Gallery at the moment.”
“But it wasn’t my father’s to give. It was supposed to be mine.”
She fought to keep the panic from her voice. Without the collection, she really had nothing.
“Under the terms of your mother’s will, it was your father’s to dispose of at his discretion. While she stipulated her preference that it be given to you when you reached your majority, it was still left to your father to decide in the end. Some years ago, he mentioned to me that he had some concerns that you might feel compelled to break the collection up and he wanted to avoid that at all costs. Moreover, he wanted to be certain you were settled before entrusting it to you. In all fairness to your father, he honestly expected your trust fund to support you for your lifetime. Hardly anyone foresaw the long-term ramifications of the global financial crisis until it was too late.”
Piper slumped in the chair. Her life couldn’t get any worse, could it?
“There is one other thing,” the lawyer said carefully, making all the hairs on the back of her neck stand on end.
Piper sat up. She didn’t like the way he’d prefaced what was coming next. There was something in his posture and tone that warned her that what she’d learned already was small-fry compared to what was coming next.
“Tell me,” she demanded. She may as well get it straight on the chin now.
“Your trust fund. With your withdrawals and the depreciation of the investments’ value over time, it became overdrawn. Mr. Collins had taken charge of your father’s affairs by that point, and personally advanced money to the fund to cover the shortfall when he was made aware of the situation.”
“Just how much money did he advance?”
The lawyer named a sum that caused black spots to swim before her eyes.
“So you’re saying he advanced several hundred thousand dollars to my trust fund?”
Wade had been the one responsible for the money she’d used to finance schools and health clinics, food and clothing and farm supplies in the counties she’d visited in the past four years? She was struck with an urgent need to understand the conditions of the loan and expressed as much to Mr. Chadwick.
“The loans were rather open-ended. As your trustee, your father entered into deeds acknowledging the debt between the fund and Mr. Collins. Obviously Mr. Collins has the right to recall those loans, with interest, at any time.”
“So no repayments have been made to date?”
“None, Mr. Collins hadn’t requested such repayment.”
“Not at all?”
She was confused. How could anyone afford to make such huge sums of money available like that and not expect something back in return?
“No, not at all.” Chadwick hesitated a moment, his mouth twisting into a moue of regret. “Until now.”
“Now?” she gasped. “He wants me to repay the debt now?”
“Yes, Miss Mitchell, I’m afraid so. And he has specified it must be repaid in full.”
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