Twelve Causes of Dishonesty

But when a whole people, united by a common disregard of justice, conspire to defraud public creditors; and States vie with States in an infamous repudiation of just debts, by open or sinister methods; and nations exert their sovereignty to protect and dignify the knavery of a Commonwealth; then the confusion of domestic affairs has bred a fiend, before whose flight honor fades away, and under whose feet the sanctity of truth and the religion of solemn compacts are stamped down and ground into the dirt. Need we ask the causes of growing dishonesty among the young, and the increasing untrustworthiness of all agents, when States are seen clothed with the panoply of dishonesty, and nations put on fraud for their garments?

Absconding agents, swindling schemes, and defalcations, occurring in such melancholy abundance, have at length ceased to be wonders, and rank with the common accidents of fire and flood. The budget of each week is incomplete without its mob and runaway cashier – its duel and defaulter; and as waves which roll to the shore are lost in those which follow on, so the villanies of each week obliterate the record of the last.

The mania of dishonesty cannot arise from local causes; it is the result of disease in the whole community; an eruption betokening foulness of the blood; blotches symptomatic of a disordered system.

10. Financial agents are especially liable to the temptations of Dishonesty. Safe merchants, and visionary schemers; sagacious adventurers, and rash speculators; frugal beginners, and retired millionaires, are constantly around them. Every word, every act, every entry, every letter, suggests only wealth – its germ, its bud, its blossom, its golden harvest. Its brilliance dazzles the sight; its seductions stir the appetites; its power fires the ambition, and the soul concentrates its energies to obtain wealth, as life’s highest and only joy.

Besides the influence of such associations, direct dealing in money as a commodity, has a peculiar effect upon the heart. There is no property between it and the mind; – no medium to mellow its light. The mind is diverted and refreshed by no thoughts upon the quality of soils; the durability of structures; the advantages of sites; the beauty of fabrics; it is not invigorated by the necessity of labor and ingenuity which the mechanic feels; by the invention of the artisan, or the taste of the artist. The whole attention falls directly upon naked Money. The hourly sight of it whets the appetite, and sharpens it to avarice. Thus, with an intense regard of riches, steals in also the miser’s relish of coin – that insatiate gazing and fondling, by which seductive metal wins to itself all the blandishments of love.

Those who mean to be rich, often begin by imitating the expensive courses of those who are rich. They are also tempted to venture, before they have means of their own, in brilliant speculations. How can a young cashier pay the drafts of his illicit pleasures, or procure the seed, for the harvest of speculation, out of his narrow salary? Here first begins to work the leaven of death. The mind wanders in dreams of gain; it broods over projects of unlawful riches; stealthily at first, and then with less reserve; at last it boldly meditates the possibility of being dishonest and safe. When a man can seriously reflect upon dishonesty as a possible and profitable thing, he is already deeply dishonest. To a mind so tainted, will flock stories of consummate craft, of effective knavery, of fraud covered by its brilliant success. At times, the mind shrinks from its own thoughts, and trembles to look down the giddy cliff on whose edge they poise, or over which they fling themselves like sporting sea-birds. But these imaginations will not be driven from the heart where they have once nested. They haunt a man’s business, visit him in dreams, and vampire-like, fan the slumbers of the victim whom they will destroy. In some feverish hour, vibrating between conscience and avarice, the man staggers to a compromise. To satisfy his conscience he refuses to steal; and to gratify his avarice, he borrows the funds; – not openly – not of owners – not of men: but of the till – the safe – the vault!

He resolves to restore the money before discovery can ensue, and pocket the profits. Meanwhile, false entries are made, perjured oaths are sworn, forged papers are filed. His expenses grow profuse, and men wonder from what fountain so copious a stream can flow.

Let us stop here to survey his condition. He flourishes, is called prosperous, thinks himself safe. Is he safe, or honest? He has stolen, and embarked the amount upon a sea over which wander perpetual storms; where wreck is the common fate, and escape the accident; and now all his chance for the semblance of honesty, is staked upon the return of his embezzlements from among the sands, the rocks and currents, the winds and waves, and darkness, of tumultuous speculation. At length dawns the day of discovery. His guilty dreams have long foretokened it. As he confronts the disgrace almost face to face, how changed is the hideous aspect of his deed, from that fair face of promise with which it tempted him! Conscience, and honor, and plain honesty, which left him when they could not restrain, now come back to sharpen his anguish. Overawed by the prospect of open shame, of his wife’s disgrace, and his children’s beggary, he cows down, and slinks out of life a frantic suicide.

Some there be, however, less supple to shame. They meet their fate with cool impudence; defy their employers; brave the court, and too often with success. The delusion of the public mind, or the confusion of affairs is such, that, while petty culprits are tumbled into prison, a cool, calculating and immense scoundrel is pitied, dandled and nursed by a sympathizing community. In the broad road slanting to the rogue’s retreat, are seen the officer of the bank, the agent of the state, the officer of the church, in indiscriminate haste, outrunning a lazy justice, and bearing off the gains of astounding frauds. Avarice and pleasure seem to have dissolved the conscience. It is a day of trouble and of perplexity from the Lord. We tremble to think that our children must leave the covert of the family, and go out upon that dark and yeasty sea, from whose wrath so many wrecks are cast up at our feet. Of one thing I am certain; if the church of Christ is silent to such deeds, and makes her altar a refuge to such dishonesty, the day is coming when she shall have no altar, the light shall go out from her candlestick, her walls shall be desolate, and the fox look out at her windows.

11. Executive clemency, by its frequency, has been a temptation to Dishonesty. Who will fear to be a culprit when a legal sentence is the argument of pity, and the prelude of pardon? What can the community expect but growing dishonesty, when juries connive at acquittals, and judges condemn only to petition a pardon; when honest men and officers fly before a mob; when jails are besieged and threatened, if felons are not relinquished; when the Executive, consulting the spirit of the community, receives the demands of the mob, and humbly complies, throwing down the fences of the law, that base rioters may walk unimpeded, to their work of vengeance, or unjust mercy? A sickly sentimentality too often enervates the administration of justice; and the pardoning power becomes the master-key to let out unwashed, unrepentant criminals. They have fleeced us, robbed us, and are ulcerous sores to the body politic; yet our heart turns to water over their merited punishment. A fine young fellow, by accident, writes another’s name for his own; by a mistake equally unfortunate, he presents it at the bank; innocently draws out the large amount; generously spends a part, and absent-mindedly hides the rest. Hard-hearted wretches there are, who would punish him for this! Young men, admiring the neatness of the affair, pity his misfortune, and curse a stupid jury that knew no better than to send to a penitentiary, him, whose skill deserved a cashiership. He goes to his cell, the pity of a whole metropolis. Bulletins from Sing-Sing inform us daily what Edwards1 is doing, as if he were Napoleon at St. Helena. At length pardoned, he will go forth again to a renowned liberty!

If there be one way quicker than another, by which the Executive shall assist crime, and our laws foster it, it is that course which assures every dishonest man, that it is easy to defraud, easy to avoid arrest, easy to escape punishment, and easiest of all to obtain a pardon.

12. Commercial speculations are prolific of Dishonesty. Speculation is the risking of capital in enterprises greater than we can control, or in enterprises whose elements are not at all calculable. All calculations of the future are uncertain; but those which are based upon long experience approximate certainty, while those which are drawn by sagacity from probable events, are notoriously unsafe. Unless, however, some venture, we shall forever tread an old and dull path; therefore enterprise is allowed to pioneer new ways. The safe enterpriser explores cautiously, ventures at first a little, and increases the venture with the ratio of experience. A speculator looks out upon the new region, as upon a far-away landscape, whose features are softened to beauty by distance; upon a hope, he stakes that, which, if it wins, will make him; and if it loses, will ruin him. When the alternatives are victory, or utter destruction, a battle may, sometimes, still be necessary. But commerce has no such alternatives; only speculation proceeds upon them.

If the capital is borrowed, it is as dishonest, upon such ventures, to risk, as to lose it. Should a man borrow a noble steed and ride among incitements which he knew would rouse up his fiery spirit to an uncontrollable height, and borne away with wild speed, be plunged over a precipice, his destruction might excite our pity, but could not alter our opinion of his dishonesty. He borrowed property, and endangered it where he knew that it would be uncontrollable.

If the capital be one’s own, it can scarcely be risked and lost, without the ruin of other men. No man could blow up his store in a compact street, and destroy only his own. Men of business are, like threads of a fabric, woven together, and subject, to a great extent, to a common fate of prosperity or adversity. I have no right to cut off my hand; I defraud myself, my family, the community, and God; for all these have an interest in that hand. Neither has a man the right to throw away his property. He defrauds himself, his family, the community in which he dwells; for all these have an interest in that property. If waste is dishonesty, then every risk, in proportion as it approaches it, is dishonest. To venture, without that foresight which experience gives, is wrong; and if we cannot foresee, then we must not venture.

Scheming speculation demoralizes honesty, and almost necessitates dishonesty. He who puts his own interests to rash ventures, will scarcely do better for others. The Speculator regards the weightiest affair as only a splendid game. Indeed, a Speculator on the exchange, and a Gambler at his table, follow one vocation, only with different instruments. One employs cards or dice, the other property. The one can no more foresee the result of his schemes, than the other what spots will come up on his dice; the calculations of both are only the chances of luck. Both burn with unhealthy excitement; both are avaricious of gains, but careless of what they win; both depend more upon fortune than skill; they have a common distaste for labor; with each, right and wrong are only the accidents of a game; neither would scruple in any hour to set his whole being on the edge of ruin, and going over, to pull down, if possible, a hundred others.

The wreck of such men leaves them with a drunkard’s appetite, and a fiend’s desperation. The revulsion from extravagant hopes, to a certainty of midnight darkness; the sensations of poverty, to him who was in fancy just stepping upon a princely estate; the humiliation of gleaning for cents, where he has been profuse of dollars; the chagrin of seeing old competitors now above him, grinning down upon his poverty a malignant triumph; the pity of pitiful men, and the neglect of such as should have been his friends, – and who were, while the sunshine lay upon his path, – all these things, like so many strong winds, sweep across the soul so that it cannot rest in the cheerless tranquility of honesty, but casts up mire and dirt. How stately the balloon rises and sails over continents, as over petty landscapes! The slightest slit in its frail covering sends it tumbling down, swaying widely, whirling and pitching hither and thither, until it plunges into some dark glen, out of the path of honest men, and too shattered to tempt even a robber. So have we seen a thousand men pitched down; so now, in a thousand places may their wrecks be seen. But still other balloons are framing, and the air is full of victim-venturers.

If our young men are introduced to life with distaste for safe ways, because the sure profits are slow; if the opinion becomes prevalent that all business is great, only as it tends to the uncertain, the extravagant, and the romantic; then we may stay our hand at once, nor waste labor in absurd expostulations of honesty. I had as lief preach humanity to a battle of eagles, as to urge honesty and integrity upon those who have determined to be rich, and to gain it by gambling stakes, and madmen’s ventures.

All the bankruptcies of commerce are harmless compared with a bankruptcy of public morals. Should the Atlantic ocean break over our shores, and roll sheer across to the Pacific, sweeping every vestige of cultivation, and burying our wealth, it would be a mercy, compared to that ocean-deluge of dishonesty and crime, which, sweeping over the whole land, has spared our wealth and taken our virtue. What are cornfields and vineyards, what are stores and manufactures, and what are gold and silver, and all the precious commodities of the earth, among beasts? – and what are men, bereft of conscience and honor, but beasts?

We will forget those things which are behind, and hope a more cheerful future. We turn to you, young men! – All good men, all patriots, turn to watch your advance upon the stage, and to implore you to be worthy of yourselves, and of your revered ancestry. Oh! ye favored of Heaven! with a free land, a noble inheritance of wise laws, and a prodigality of wealth in prospect, – advance to your possessions! – May you settle down, as did Israel of old, a people of God in a promised and protected land; – true to yourselves, true to your country, and true to your God.

1

Monroe Edwards, a notorious forger. – Ed.