A Most Unconventional Match

Impatiently he flipped through the papers until he found Nicky’s note. As he reviewed it, a scowl settled on his face.

Hell and damnation! He had remembered the dates correctly. Nicholas, Sarah, their children and all the rest of the Stanhopes and Wellingfords—all of Elizabeth’s family—had departed for Europe, it appeared, barely a week before Everitt Lowery’s passing. The family party was not due to return to England for another three months at the earliest.

There was no help for it. Despite his vow never to willingly place himself again in the same room with the lady who had so shaken his world, that lady was Nicky’s sister-in-law. With her family out of reach, Nicky would expect Hal to call on the widow, ensure that her husband’s lawyer and man of business had her financial affairs well in hand and, in Nicky’s stead, offer to assist her with anything she required.

Going back to his chair, Hal sighed and downed a large swallow of the wine. Please heaven, let Lowery have left a decent will and employed a competent man of business. The Wellingfords had been nearly penniless when Nicky married Sarah, so Hal knew Elizabeth probably hadn’t brought much of a dowry to her marriage. He hoped Lowery’s finances were such that he’d been able to leave his widow a comfortable jointure.

Of course, that didn’t mean she couldn’t easily run herself into dun territory. As Hal recalled, a woman’s response to both joy and calamity involved the acquiring of a large number of new gowns, bonnets, pelisses, footwear and the nameless other fripperies females seemed so fond of. That had always been his mother’s way and he had no reason to expect that a woman as stupendously beautiful as Elizabeth Lowery would react any differently.

With it having been six weeks since her husband’s demise, he’d best gird himself to call on Mrs Lowery immediately to make sure she wasn’t already having to outrun the constable. Lowery’s fatherless son didn’t need to have his mama land them in debtor’s prison.

Taking another deep draught of wine, he recalled sardonically the bulging armoires in his mother’s several dressing rooms. Only the gigantic size of his father’s fortune had allowed Hal to achieve his majority—and assume control of his mother’s finances—with that lady still possessing a sizeable portion. Unless Lowery had tied up his funds carefully and appointed a vigilant trustee, if she spent her blunt as freely as Letitia Waterman, Lowery’s lovely widget of a wife could swiftly exhaust a modest competence.

Fulfilling his duty as Nicky’s stand-in shouldn’t be that burdensome, he reassured himself. He’d probably only need to visit the widow once, after which he’d be able to deal directly with Lowery’s man of business. Besides, it had been a very long time since he’d seen Elizabeth.

Having weathered seven Seasons’ worth of beauties posing, posturing and pouting before him, he was doubtless no longer as impressionable as he’d been that long-ago afternoon. Besides, ’twas likely that, over the years, memory had exaggerated the incident. Wary as he was of winsome women, surely when he met Elizabeth now he’d experience only a mild appreciation for her striking loveliness.

After all, a man could appreciate a masterpiece of art without aching to possess it.

Hal took a deep breath. He could do this. And he would…tomorrow, he decided. Tomorrow he would meet Elizabeth Wellingford Lowery again.

Chapter Two

As early the next morning as Hal imagined a fashionable lady might be receiving—which meant nearly afternoon—Hal arrived at the Lowery town house on Green Street. To his relief, since he wished to get through this interview as quickly as possible, as soon as the butler read his card, he was shown to a parlour with the intelligence that the lady of the house was occupied at present with another caller, but would see him shortly.

Telling himself to breathe normally, Hal paced the small room to which he’d been shown, silently rehearsing the speech he’d prepared. If he took his time and didn’t panic, he should be able to avoid stuttering through the few lines that expressed his condolences, offered his assistance in Lord Englemere’s stead for the duration of her family’s absence, and asked the direction of her late husband’s man of business so he might consult this gentleman without having to intrude again upon her privacy.

As Hal made his third circuit of the room, running a finger under a neckcloth that had grown unaccountably tighter than when he’d tied it several hours ago, a soft scuffling sound caught his attention. Halting by the doorway, he peered out to see a small boy standing in the hallway, a metal toy soldier clutched in his hands as he cast an apprehensive glance over his shoulder at the stairway behind him.

When the boy’s eyes lowered from his inspection of the stair landing, his gaze met Hal’s and he gasped. Tightening his grip on the soldier, with another quick look up the stairs, he whispered anxiously, ‘You won’t tell Nurse I’m down here, will you?’

Stifling a smile, Hal gave a negative shake of his head.

Relaxing a bit, the boy said, ‘I shall go back up directly. Only…only the general lost his arm, and I thought Mama would want to know.’ He held up the toy, showing Hal the torso and the detached limb.

A lady’s drawing room was no place for a young boy, as Hal knew only too well. He ought to save the lad a scolding by encouraging his immediate return to the nursery. But looking down at that small woebegone face, he couldn’t make himself utter the words.

‘I was ever so careful, but the arm just…came off,’ the lad continued earnestly. ‘Papa could fix him in a trice, I know, but Papa…’ The boy’s voice trailed off and he swallowed hard, tears appearing at the corners of his blue eyes. ‘Papa has…gone away. He always told me I must never disturb Mama in her studio, but she would want to know about the general, don’t you think? He is my best friend.’

Suddenly a vivid memory engulfed Hal, so searing it robbed him of breath: a pudgy little blond boy weeping in a hallway, denied entry to his mother’s room. Exiled to the nursery, watched over by an unfamiliar, dragon-faced woman who rapped his knuckles when he cried and told him he should be ashamed of blubbering like a girl. Who refused his pleas to speak with his mother, informing him that Mrs Waterman was too busy to see a whiny little boy.

Lowery’s son looked to be about the same age Hal had been when he’d lost his father. He’d never forgotten, could feel vestiges still of the loneliness and devastation he’d suffered.

A deeply buried, smouldering anger welled up to swamp his reluctance to meet Elizabeth Lowery. He might not be the paragon of scintillating drawing-room conversation his mama wished for, but he could make sure this little waif wasn’t shunted aside and neglected, as he’d been. Whether the boy’s beautiful mother wished to deal with him or not!

Without further thought, he stepped into the hallway and went down on his knees beside the child. ‘Hal Waterman here. Your Uncle Nicky’s best friend. Let me see your soldier. Then we’ll tell your mama.’

The boy’s expression brightened. ‘Uncle Nicky talks about you all the time. I wish he was here. Mama cries and cries. She says Uncle Nicky has gone away too—’ Sudden alarm clouded the lad’s face. ‘Uncle Nicky will…come back, won’t he?’

‘Yes,’ Hal assured him. ‘Travelling in Italy. Be back soon. But I’m here.’ Gesturing towards the soldier, he said, ‘Let me look? Maybe I can fix him.’

‘Could you?’ the boy breathed. ‘That would be capital! Then you would be my new best friend!’

If not that, at least the champion of his interests, Hal resolved grimly—until Nicky could take over, of course. Carefully accepting the toy and the arm the boy held out, Hal bent to inspect the mechanism that attached the limb.

Meanwhile, in her studio down the hallway, for the last hour Elizabeth Lowery had been going over the household accounts. She’d found the books in her husband’s desk yesterday, along with enough cash in the chest to satisfy her disgruntled servants, but Sands informed her that he and the cook must soon purchase additional provisions. She would need to peruse the books to determine how much more cash to obtain from the bank.

Sighing as she tried to total a column of figures detailing the costs of tallow candles, flour, lamp oil, coal and a long list of similar household necessities, Elizabeth wished she had paid more attention to her governess’s lessons on mathematics. With her older sister Mereydth and younger sisters Emma and Cecily in the room—the girls two and three years her junior and bubbling over with lively conversation—she’d usually been able to escape Miss Twimby’s attention. Daydreaming through the lesson, she’d merely bided her time until she could abandon her books and return to her charcoal and her paints.

’Twas no use; she’d lost track of the total again. With a huff of frustration, she pushed the book away. Such an interesting pattern the figures made, flowing down the page in her husband’s neat hand. The three at the edge of the page, turned on its side in her current viewing angle, looked like a bird seen at a long distance, its wings curved in flight. While the seven at the bottom reminded her of a tall crane, balanced on one skinny leg, bill facing into the wind as he stood at the edge of a marsh.

She was smiling at the image when a tap sounded at the door. The portal opened to reveal Sands, but before the butler could utter a word, a swarthy, powerfully built man shouldered past him into the room.

‘Needn’t announce me like some toff,’ the man said as he strode in. ‘Smith’s the name, ma’am. I’m here at the behest of my employer, Mr Blackmen. And since my business is with the lady…’ he looked back at Sands ‘…you can take yourself off.’

Despite the intimidating stare the intruder fixed on him, Sands held his ground, looking at Elizabeth. Lifting a hand to signal he should remain, she said coolly, ‘I don’t believe I am acquainted with a Mr Blackmen, sir. Perhaps you have mistaken your errand.’

Smith gave a crack of laughter. ‘Not likely. Old Blackmen, he don’t tolerate mistakes. And you might not be “acquainted”, but I guarantee your lately departed ball-and-chain was. Knew the boss right intimate, Mr Lowery did. If you know what’s good for you and your little boy, you’ll let me tell you what he sent me to say. A personal matter, so you’d best send old long-nose there packing.’

Alarmed—but also angered—Elizabeth hesitated. On the one hand, she didn’t relish being left alone with a man who looked like a ruffian out of a tenement in Seven Dials. But if the matter were sensitive, perhaps she should receive his message in private.

Swiftly making her choice, she nodded at Sands. ‘You may wait in the hall’

The butler bowed. ‘As you wish, madam. I shall be outside the door.’ Despite his advancing years and the fact that the visitor outweighed him by several stones, Sands gave Smith a challenging look. ‘Directly outside the door, if you should need anything, ma’am.’

While the butler bowed himself out, Smith laughed again. ‘As if I couldn’t snap that old coot like a twig if’n I wanted! Got to credit him for gumption, though.’

‘Perhaps you could just deliver your message,’ Elizabeth interposed, unnerved and appalled by her unwanted visitor’s vulgarity.

‘Let me just do that, then,’ Smith said affably. ‘I can see your late husband had a hankering for pretty things.’ He looked Elizabeth up and down, the insolent inspection making her want to slap his face.

‘Didn’t always have the blunt to purchase his niceties, though,’ Smith continued. ‘Which is where my employer came in. Always there to help a gent who’s a little short of the ready, for a modest return, of course. I’d guess your man meant to pay back what he’d borrowed, but then—’ he made a swiping motion at his neck ‘—cocked up his toes afore he could make good on his expenditures. Now, my employer being a soft-hearted man, he gave you a month after the funeral for grieving. But now he’s wanting his blunt.’

Mr Blackmen must be a moneylender, Elizabeth surmised, consternation flowing through her. Why would Everitt resort to borrowing money? Were dealings with a cent-per-center even legal? If they were, could she be held accountable for repaying the debt? And, if so, where was she to obtain the funds?

Desperately trying to mask her distress beneath a façade of cool uninterest, she said, ‘I know nothing of these transactions. You shall have to take this matter up with Mr Scarbridge, my husband’s man of business.’

Smith made a rude noise. ‘Scarbridge—that incompetent? Seeing how deep he’s in River Tick hisself, I doubt he’d know a groat about handling anyone’s finances—if he was to leave off his gaming and whoring long enough to try, that is. No, little lady, my master intends to settle this business with you personal.’

This was too much—she simply couldn’t handle one more disaster. An almost hysterical anger burning through her alarm, she snapped, ‘Do you expect I know any more than Mr Scarbridge does? I’m neither a solicitor nor a banker. You waste your time here, sir! Good day.’

Smith’s genial expression hardened. ‘I wouldn’t be so quick to run me off, Mrs High-and-Mighty,’ he said, advancing on her. ‘Don’t expect you’d be so high in the instep if the magistrate was to come calling, ready to haul you and that boy of yorn off to Newgate.’

Her momentary flash of bravado extinguished, Elizabeth gasped. Newgate! Could this awful Mr Blackmen truly have her imprisoned for debt? Her mind slammed from panic to anger and back like a child’s ball tethered to a string.

What should she do? Nicky was a peer; he would know. Oh, why did he and Sarah have to be away now?

‘No need to get yourself into a pelter,’ Smith said, recalling her attention. He gestured around the room. ‘Got lots of fancy things here—that silver inkpot, them vases on that shelf, those marble heads of soldiers over there by the divan. Fetch a pretty penny, I’d wager. Lowery paid enough for ’em.’

‘Those are classical Greek, my husband’s pride,’ Elizabeth protested.

‘His pride, eh?’ Raising his eyebrows, Smith leaned across the desk and put his hand over hers. With a moue of revulsion, Elizabeth tried to snatch it back.

Laughing softly, Smith seized her fingers, tightening his grip until his nails bit into her skin. ‘You kin lose the fripperies…or yer house. Or,’ he said in a deeper tone, his dark eyes heating as he stared at her, ‘we could deal in another commodity.’

His gaze fixed on her bosom, he lifted his free hand to tug at a strand of golden hair. ‘You’re a fine-looking woman. My master might like that—or I might.’

No one had ever looked at her or talked to her so crudely—as if she were some Covent Garden strumpet procured for his amusement. ‘My husband would kill you for speaking to me so!’ she said furiously.

‘Lucky for me he’s already dead then, ain’t it?’ Smith replied.

Renewed outrage drowning her fear, Elizabeth wrenched her hand free. ‘Get out!’ she cried, her voice shaking with indignation and rage.

Smith made her an exaggerated bow. ‘I’ll leave—for now, Mrs High-and-Mighty, but I’ll be back. You can bet the golden curls on your head on it.’

As if concluding a normal business call, Smith pivoted and walked with a jaunty tread to the door. Opening it, he gave her another mocking bow before shutting it behind him, leaving Elizabeth appalled, outraged…and thoroughly alarmed.

Chapter Three

Hal had just finished his inspection of the Lowery boy’s soldier when a door further down the hall opened and closed. ‘That’s Mama’s studio,’ the child said, excitement in his eyes. ‘Mayhap she’s done now. Let’s go see!’

Hal tried to ignore the sinking sensation suddenly spiralling in his gut. He was rising to his feet when a swarthy man in a freize coat, hat pulled down low over his eyes, brushed past them, a frowning Sands in his wake. Without a backward glance, the man exited through the door the butler hurriedly opened for him.

‘Now!’ the boy said urgently, tugging on Hal’s hand. ‘While Sands is busy!’

Hal tried to summon the words to tell the child that although he might scurry in to visit his mama, Hal ought to wait for the butler to announce him. But when the boy looked up, a pleading look on his face as he whispered ‘Please’, against his better judgement, Hal allowed the boy to lead him down the hallway.

Hal had barely time enough to wonder why such a rough-looking gent had been paying a call on Mrs Lowery before the child had him at the doorway. One rapid knock later, the boy pushed open the door and hurtled into the room.

‘Mama, Mama, look at the general!’ he cried as he ran in. ‘He’s hurt. We need to fix him!’

Halting on the threshold, Hal looked over at the woman he’d not seen in so long. When Elizabeth Lowery glanced up from her son and saw Hal, he felt as if all the air had suddenly been sucked from the room.

She wore a simple black gown, a harsh shade, his mama said, that robbed the colour from a lady. But not from Elizabeth. The midnight hue rather emphasised the fairness of her hair, gleaming gold in the pale light from the window. The flush of peach at her cheekbones set off the cream of her face and the blaze of her eyes, deep cerulean like the noon sky at midsummer. The oval face with its pointed chin was a touch fuller than he remembered, while a few tiny lines at corners of her eyes imbued it with character.

This was no flawless ingénue, poised to begin life, but a vibrant, experienced woman who had lived, loved and laughed. A woman who stole his breath just as easily as she had seven years ago, while the force of the connection he felt to her froze him in place on the doorstep.

Amid the rush of sensation, one disjointed thought emerged: she was even more beautiful now than the first time he’d seen her.

While his pulse thrummed in his ears and he struggled to breathe, Hal dimly noted the child holding the soldier up to her, his words tumbling over each other as he tried to explain what had happened to his toy.

Rising to her feet, Elizabeth Lowery hushed her son with a gesture of her hand. ‘David, you are being impolite. First you must introduce your visitor.’

Hal forced his body into motion and found his tongue. ‘Hal Waterman, ma’am,’ he said, bowing. ‘Nicky’s friend. Just returned from the north and read of your loss. My sincere regrets.’

‘He’s going to be my friend, too, Mama,’ the boy interrupted. ‘He says while Uncle Nicky is in It-tal-lee he can fix the general for me.’

‘David, you mustn’t impose on Mr Waterman,’ his mother reproved. ‘And what are you doing down here? Where is Nurse? And Sands?’ Rubbing her hands together distractedly, she gave Hal a tremulous smile. ‘I do apologise, Mr Waterman. You must think you’ve stumbled into Bedlam.’

At the subtle correction, the child drooped, his eyes lowering, his hand with the broken toy falling back to his side. ‘I’m sorry, Mama,’ he murmured. ‘I’ll go back up. But I thought you would want to know about the general. So we can fix him. Like Papa would.’

Elizabeth’s eyes sheened and she took a ragged breath. ‘I know, dearest. Papa fixed everything. We’ll see what we can do, but later.’ Giving her son a quick hug, she clasped his shoulders and gently turned him toward the door. ‘Go back up now, there’s a good boy.’

His small shoulders hunched, David nodded. Chin wobbling, he walked towards the door.

The child’s anguish, clearly visible on his woebegone face, burned through Hal’s haze of bewitchment. In the figure of Elizabeth he could almost see his own mother, brushing him off, sending him away, too obsessed by her own wants and needs to spare the few moments necessary to comfort a distressed child.

Sympathy—and anger—reviving, he held out his hand as the boy walked past him. ‘Still be friends,’ he said, taking the small fingers in his large ones and shaking them. ‘Come back and fix the general.’

The boy’s eyes widened. ‘You will?’ he asked. When Hal nodded, a smile broke out on his face. ‘Then you will be my new best friend!’

‘David, you mustn’t trouble Mr Waterman—’ his mother objected behind them, but Hal silenced her with a shake of his head. ‘No trouble. Glad to do it. Until later.’ He gave David and his soldier a salute.

Giggling, the boy returned it before scampering from the room. Setting his jaw with firm purpose, Hal turned to face Elizabeth Lowery.

Trying to mentally regather the now-scattered bits of the speech he’d rehearsed, Hal said, ‘Sorry to intrude, but know your family is away. My best friend, Nicky. He’d want me to act for him. Check with your man of business, help in any way I can.’ Champion the interests of your son, he added silently.

‘My…my man of business?’ Putting her hands to her flushed cheeks, Elizabeth laughed disjointedly and her lips trembled. ‘You’re terribly kind, Mr Waterman, but I couldn’t bother you with our problems.’

Hal frowned. Something wasn’t right here. One of the few benefits of his verbal affliction was that his enforced silence had made him a keen observer of the people and events around him. Suddenly he recalled the rough man in the freize coat. ‘Did previous caller upset you?’

Tears gathered at the corners of her lovely eyes and she pinched her trembling lips together. Swiping a hand over her eyes impatiently, she said, ‘Well…yes, but I cannot ask you to—’

Hal waved a hand, his mind already going over the implications of a bully-boy tough calling on a lady at her home. ‘Pretend I’m Nicky. Here to help. ’Tis what Nicky would do. Sarah, too.’

She seemed genuinely distressed. Maybe that excused her brushing her son aside—this time, Hal thought, still studying her.

Her tear-glazed eyes inspected his face. ‘Are you sure?’ she asked. ‘You’re right, I would turn to Nicky, were he available. I know I ought not to involve you, but I truly have no idea what to do. And Nicky and Sarah have both spoken so often and so highly of you, that, although we are but little acquainted, I feel as if I know you.’

Hal shrugged. ‘Simple. Do anything for Nicky. Nicky do anything for you. Family. Besides, son’s new best friend.’

That earned him a feeble smile. Finally she nodded. ‘Very well, I shall tell you.’

‘What did the man want?’

‘Though it seems incredible, the caller, a Mr Smith, claims my husband borrowed money from his employer, a Mr Blackmen. Money he now wants back, with interest, if I correctly understood his implication. He said if I do not pay him, he could have my son and I evicted from this house and sent to Newgate.’

Her eyes went unfocused as she stared into the distance. Bringing her arms up, she crossed them over her chest and hugged her shoulders. ‘He said he might…’ Her voice trailed off and she shuddered.

Viewing that defensive pose, Hal had no difficulty imagining what the brawny interloper might have demanded of this beautiful, vulnerable woman who’d had only an elderly servant to protect her. That some low-born ruffian dared even imagine he could despoil Elizabeth Lowery’s genteel loveliness sent fury rushing through Hal’s veins..

If the miscreant had so much as touched Elizabeth, he was a dead man.

‘Did he hurt you?’ Hal demanded.

Evidently startled by the volume and intensity of his voice, Elizabeth jumped, her gaze darting back to Hal. ‘N-no. He…he only frightened me a little, as I’m sure he meant to do.’

‘Sure you are unharmed?’ Hal persisted, already envisioning his hands around the tough’s thick neck.

He must have looked as fierce as he felt, for her eyes widened and a smile quirked her lips. ‘There is no need to track him down and tear him limb from limb, I assure you.’

‘Won’t bother you again, swear it. Check my contacts at Bow Street. Take care of him.’

Her wry smile gentled. ‘Thank you,’ she said softly. ‘I feel safer already. To reiterate, he said his name was Smith and his employer a Mr Blackmen, although I cannot be sure those are their actual names. He said that Mr Lowery had borrowed money to fund his antique purchases.’