Jackpot Baby

SHELLY DUPREE’S

TO-DO LIST

(Formerly, in-debt diner owner, now jackpot winner.)

1) Pay off mortgage on The Brimming Cup

2) Open a savings account

3) Get my hair done

4) Buy some quality makeup

5) Purchase a new wardrobe

6) Find myself a man!

Harlequin American Romance proudly launches MILLIONAIRE, MONTANA, where twelve lucky souls have won a multimillion-dollar jackpot.

Six titles in this captivating series—

JACKPOT BABY by Muriel Jensen

(HAR #953)

BIG-BUCKS BACHELOR by Leah Vale

(HAR #957)

SURPRISE INHERITANCE by Charlotte Douglas

(HAR #961)

FOUR-KARAT FIANCÉE by Sharon Swan

(HAR #966)

PRICELESS MARRIAGE by Bonnie Gardner

(HAR #970)

FORTUNE’S TWINS by Kara Lennox

(HAR #974)

Dear Reader,

Happy New Year! January is an exciting month here at Harlequin American Romance. It marks the beginning of a yearlong celebration of our 20th anniversary. Come indulge with us for twelve months of supersatisfying reads by your favorite authors and exciting newcomers, too!

Throughout 2003, we’ll be bringing you some not-to-miss miniseries. This month, bestselling author Muriel Jensen inaugurates MILLIONAIRE, MONTANA, our newest in-line continuity, with Jackpot Baby. This exciting six-book series is set in a small Montana town whose residents win a forty-million-dollar lottery jackpot. But winning a fortune comes with a price and no one’s life will ever be the same again.

Next, Commander’s Little Surprise, the latest book in Mollie Molay’s GROOMS IN UNIFORM series, is a must-read secret-baby and reunion romance with a strong hero you won’t be able to resist. Victoria Chancellor premieres her new A ROYAL TWIST miniseries in which a runaway prince and his horse-wrangling look-alike switch places. Don’t miss The Prince’s Cowboy Double, the first book in this delightful duo. Finally, when a small Alaskan town desperately needs a doctor, there’s only one man who can do the job, in Under Alaskan Skies by Carol Grace.

So come join in the celebrating and start your year off right—by reading all four Harlequin American Romance books!

Melissa Jeglinski

Associate Senior Editor

Harlequin American Romance

Jackpot Baby

Muriel Jensen

www.millsandboon.co.uk

MILLS & BOON

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ABOUT THE AUTHOR

Muriel Jensen and her husband, Ron, live in Astoria, Oregon, in an old foursquare Victorian at the mouth of the Columbia River. They share their home with a golden retriever/golden Labrador mix named Amber, and five cats who moved in with them without an invitation. (Muriel insists that a plate of Friskies and a bowl of water are not an invitation!)

They also have three children and their families in their lives—a veritable crowd of the most interesting people and children. They also have irreplaceable friends, wonderful neighbors and “a life they know they don’t deserve, but love desperately anyway.”

Books by Muriel Jensen

HARLEQUIN AMERICAN ROMANCE

73—WINTER’S BOUNTY

119—LOVERS NEVER LOSE

176—THE MALLORY TOUCH

200—FANTASIES AND MEMORIES

219—LOVE AND LAVENDER

244—THE DUCK SHACK AGREEMENT

267—STRINGS

283—SIDE BY SIDE

321—A CAROL CHRISTMAS

339—EVERYTHING

392—THE MIRACLE

414—RACING WITH THE MOON

425—VALENTINE HEARTS AND FLOWERS

464—MIDDLE OF THE RAINBOW

478—ONE AND ONE MAKES THREE

507—THE UNEXPECTED GROOM

522—NIGHT PRINCE

534—MAKE-BELIEVE MOM

549—THE WEDDING GAMBLE

569—THE COURTSHIP OF DUSTY’S DADDY

603—MOMMY ON BOARD *

606—MAKE WAY FOR MOMMY *

610—MERRY CHRISTMAS, MOMMY! *

654—THE COMEBACK MOM

669—THE PRINCE, THE LADY & THE TOWER

688—KIDS & CO. *

705—CHRISTMAS IN THE COUNTRY

737—DADDY BY DEFAULT **

742—DADDY BY DESIGN **

746—DADDY BY DESTINY **

756—GIFT-WRAPPED DAD

770—THE HUNK & THE VIRGIN

798—COUNTDOWN TO BABY

813—FOUR REASONS FORFATHERHOOD

850—FATHER FEVER **

858—FATHER FORMULA **

866—FATHER FOUND **

882—DADDY TO BE DETERMINED **

953—JACKPOT BABY

MILLIONAIRE, MONTANA

MEET THE MAIN STREET MILLIONAIRES

Shelly Dupree—Owner of The Brimming Cup Coffee Shop

Sam & Ruby Cade—Army Officer (him), Mercantile Co-owner (her)

William Devlin—Owner of The Heartbreaker Saloon

Henry Faulkner—Retired Hardware Store Owner

Jack Hartman—Veterinarian

Finn Hollis—Retired Librarian

Dean Kenning—Barber

Honor Lassiter—Mercantile Co-owner

Kyle & Olivia Mason—Farmer (him), High School Teacher (her)

Nathan & Vickie Perkins—Doctor (him), Stay-At-Home Mom (her)

Sylvia Rutledge—Owner of The Crowning Glory Hair Salon

Gwendolyn Tanner—Boardinghouse Owner

Contents

Prologue

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Epilogue

Prologue

Shelly Dupree leaned her elbows on the old oak bar that ran the length of the Heartbreaker Saloon and wished she could consume enough alcohol to achieve the rosy glow some of the regular patrons were already sporting at five minutes to seven. But as a chef, she found taste too important to ignore when eating or drinking. And the bite and burn of Scotch or bourbon just didn’t do it for her. She’d been toying with the same glass of gewuürztraminer wine for an hour. Dev Devlin, owner of the saloon, stocked it just for her and served it with a flourish despite the teasing hoots and hollers of their friends.

She stared moodily at her reflection in the mirror hung behind the bar between two paintings of nudes, one reclining on lace, the other playing cards with a gentleman on her bed. Well, Shelly presumed he was a gentleman.

She refocused on her own face and thought she didn’t look like a loser. Serious hazel eyes peered back at her, taking in short dark brown hair parted on the side, and an unexceptional but nicely symmetrical heart-shaped face. A pink turtleneck sweater, all that was visible above the bar, covered breasts that would never earn her a job at Hooters, but didn’t require a push-up bra, either. She looked like an upwardly mobile young woman having a drink with her friends after a successful day at the office.

The truth, however, was that nothing in Jester, Montana, was upwardly mobile, particularly the merchants trying to make a living there. She was almost three months behind on her coffee-shop rent and was now on a cash basis with her suppliers of meat, produce and paper goods.

Several years of drought had decimated Jester, population 1,502, located on the eastern edge of the state near its border with North Dakota. To anyone passing through, the area was just a long expanse of rolling hills and dusty bluffs, and downtown Jester was but a two-block-long collection of charmingly antiquated buildings reminiscent of its pioneer history.

But to Shelly, Jester and its people were everything. She’d spent two years at the Culinary Institute of America in Chicago, and one year working as a sous-chef in the dining room of a Los Angeles hotel. But the other twenty-five years of her life had been spent in or around The Brimming Cup, a coffee shop her parents had owned and operated on Main Street since before she was born. It had become hers four years ago when her mother died of cancer, and her father followed six months later with a broken heart.

The people of Jester, who’d always been her friends, became her family. They continued to eat breakfast and lunch in the coffee shop, brought her the latest news, discussed world events with an enthusiasm unfettered by consideration for politics or political correctness, and simply made her want to stay.

She’d once had dreams of opening a fine-dining establishment in a big city, of imagining that the man of her dreams would walk in one day, fall madly in love with her and provide her with the sense of security and belonging that had died with her parents. She had work and her friends, but they went home to their families at night. She went home to Sean Connery, an old tabby tomcat who’d walked out of a snowbank last winter. When she’d opened the back door to offer him a saucer of milk, he had taken it as an invitation to move in.

Her parents had been loving but practical people, and they’d taught her that pipe dreams amounted to nothing and only hard work yielded positive results. So she stayed in Jester, knowing she’d miss home too much if she left. And there was no man out there for her, anyway. They were all married or looking for supermodels.

Unwilling to completely compromise her artistic approach to cooking, she’d added fine dining to The Brimming Cup’s menu. But that had meant eliminating a few of the menu’s standards and she’d gotten too many good-natured but serious complaints.

So she continued with the same fare her parents had served for decades—burgers and fries, chili, stew, meat loaf, mac and cheese, sirloin steak, fried chicken, pie. Her life would go on as it always had.

But even pie hadn’t been moving much lately. Skipping dessert had become an economy measure for many of her patrons. And while her lunch trade held steady, most of her regulars were eating breakfast at home to save money.

Still, business, though hardly brisk, had sustained the coffee shop until this winter. The snow had started in October and had hardly let up since. Now at the end of January, it had been a long four months without visitors, the Christmas trade had been disappointing thanks to the cautious national economy, and the town that had just gotten by was now in danger of slipping away altogether.

The Town Hall and the school were in disrepair, the church that all denominations shared needed a new roof, and the bronze statue of Catherine Peterson and her horse, Jester, for whom the town was named, was turning green. Everyone was mortified, but no one, particularly the town government, had the financial wherewithal to have it cleaned.

Now, in one hand, Shelly held the letter from the Billings attorney who managed her building, threatening her with eviction if she didn’t pay the full two months she was behind in rent along with the current amount owing. She didn’t have it, of course, and she was out of ideas on where to get it.

In her other hand was her list of lottery numbers. Once a week she and eleven friends and members of the Jester Merchants’ Association contributed a dollar and a list of numbers to a collective pot, and Dean Kenning, Jester’s one and only barber and himself a contributor, drove to Pine Run to buy their ticket.

They’d done this every year for three years, and once they’d won forty-two dollars. They’d bought pizza, had a party and laughed about their big win.

She came to the Heartbreaker every Tuesday to watch the drawing on television. Her set at home was diseased and the picture unreliable.

She told herself philosophically as the time neared for the drawing, that no one could have everything in life. One was greedy to expect financial wealth when they were already rich in friends. But the fantasy of winning kept her going on particularly dark days. And this had been one of them.

Speaking of which, she’d hoped to pour out her troubles to Dev. They’d been friends since she’d taken over the coffee shop, and they served on the Downtown Christmas for Kids Committee of the Merchants’ Association for the past three years. He had a reputation as a wild man, but he’d been a good friend and always had insightful and practical suggestions for dealing with her problems. He, however, was out.

Roy Gibson, who tended bar for Dev and was the spitting image of Willie Nelson, down to his gray braids, reached up to the television in a corner over the bar and turned up the volume.

“…lottery numbers of the Big Sky Country state of Montana,” the announcer was saying, “and her fourteen sister states in our Big Draw Lottery. This week’s winning ticket is worth forty million dollars! Everybody ready?”

Shelly took another sip of her wine and studied the numbers she always played. Three, because there’d been three people in her family; eleven because that was the age she’d been when she discovered she really loved to cook; thirteen, because that was the sum of five and eight, her mother’s birth month and day; seventeen, because ten and seven, was her father’s October birth date; twenty-eight, because that was her age; and thirty-three, because that was her address on Main Street. Only the number that represented her age ever changed.

Dev always teased her that she’d be the kind of person whose computer codes or safe combination would be easy to crack because she used family dates.

“Ten,” the announcer read as the camera closed in on a woman’s well-groomed hand. It held a numbered ball that had been air-driven into a cup from a basket below. “Twelve! Twenty! Twenty-…”

Shelly lost interest at the absence of any of her numbers. There were eleven more sets of numbers besides her own on their communal ticket, but she knew these people. Their luck ran about as well as hers.

She may as well finish her wine and go home to Sean and a hot bath. She’d done all the prep work for tomorrow—tables were set, sugar containers and napkin holders filled, soup, stew and chili prepared. Five in the morning would be here before she knew it.

She paid Roy and was turning on the stool to step down to the hardwood floor when she heard the commotion outside. At first she thought it was just noisy teenagers driving by.

Then she heard the words “We won!” coming from beyond the saloon’s swinging doors.

She stopped still on the stool to listen.

“We won! Dev, we won!” It was Dean Kenning’s voice.

She smiled to herself. Dev was part of the lottery pool. It sounded as though someone’s numbers had earned them another pizza night.

Then she heard a woman’s squeal, a man’s uninhibited shout of excitement, then Dean’s screaming laugh. “We won! We won! We won!”

A little frisson of sensation ran under Shelly’s breastbone as she leaped off the stool.

Patrons in the bar began to stream outside. Excitement was palpable and the little frisson under her breastbone was now beating like the wings of a hummingbird. Or maybe a condor.

The night was cold, snow drifting gently in the light of old turn-of-the-century streetlamps. Dean, in front of his barbershop at the end of the block, read a set of numbers to Dev, who stood under a light, unaware of the falling snow, checking them against the ticket.

He looked up, pale and clearly shaken. “We did win,” he whispered.

Ever a realist, Shelly pushed through the crowd to take the ticket from him. “Let me see that. Read them again, Dean. Slowly.”

Dean, a big, ruddy-faced man who knew everyone and everything in Jester, read them again. People were pressing around her, looking over her shoulder, blocking her light. It had to be a trick of the shadows cast on the ticket.

She followed every number with her finger, heard Dean read every number on the sixth line of the ticket—the winning line. They were Gwen Tanner’s numbers because she, like Shelly, had played her age—twenty-nine.

Shelly looked up at Dean, unable to speak. She parted her lips, but her throat refused to make a sound.

“How much did you win?” someone in the crowd asked.

“Forty—million—dollars!” Dean shouted, hands raised to heaven.

“That’s…” Dev was calculating. “Three million, three hundred and thirty-three thousand, three hundred and…well, you know. One of those numbers with threes that go on forever!”

“There’ll be taxes.” That brutal dose of reality was provided by Wyla Thorne, a pig farmer twice divorced, who usually invested with their group but had grown tired of the disappointment. Her life, Shelly guessed, judging by the woman’s attitude, had been full of it. Jack Hartman, the veterinarian, had bet in her place.

“We’ll still be millionaires!” Dev said, grinning from ear to ear. Then he wrapped his arms around Amanda Bradley, Shelly’s friend and Dev’s nemesis. Amanda owned Ex Libris, a bookstore that shared the building that housed the Heartbreaker. She and Dev were at odds about everything. But he’d apparently forgotten that in the joy of the moment as he waltzed her out of earshot.

“Do you know what this means?” Dean asked, hugging Shelly, bringing her thoughts back to her own good fortune.

She nodded, afraid to speak the word aloud. “Solvency. Maybe even…” It was a word most merchants in Jester never even considered. “Wealth!” she whispered reverently.

He laughed and, putting an arm around her shoulders, raised the other in a roundup gesture. “Come on, everybody. I’m buying drinks!”

They partied at the Heartbreaker for hours and it was three in the morning before everyone finally went their separate ways with promises to meet at The Brimming Cup the following morning. They’d commissioned Dean to hire an attorney for their group, who would call the lottery commission in the morning and find out the procedure for claiming their winnings.

Shelly sat alone in her dark living room—thinking she’d never be able to sleep and she had to be up at five anyway—and dealt with a weird and out-of-place trepidation.

Things were going to change, she’d realized in alarm about an hour ago.

Twelve people whose businesses had been hanging by a thread had just won enough money, even after taxes, to support themselves through old age if they were careful and invested wisely.

She made a note to herself to find out what in the heck a Roth IRA was. Everyone was saying it was the thing to do with their money.

That was already a small suggestion of change. People who never thought beyond paying the rent or the mortgage were now throwing around financial terms she’d never heard before.

So her financial woes were over, but she couldn’t help wonder just what had begun tonight. Life in Jester had been difficult, but predictable. Hot in the summer, cold in the winter, friends were family and family was everything.

The Merchants’ Association of Pine Run, the county seat, had always laughed at Jester because nine businesses comprised the entire economic base of the town. Still, they’d managed to do their part in community and charitable events. Imagine, she thought, what they would be able to do now.

But would money affect the cohesive quality of their group? Would they build bigger houses and bow out of business life downtown, preferring lives of leisure? Or would some leave Jester altogether, finally able to chase their dreams?

She’d accepted that her life was here, but she’d come to depend upon these people to give it its warmth and texture. They were what stood between her and loneliness. She didn’t think of herself as a business or career woman; she thought of herself as a nurturer. She provided food that kept her friends going, she listened to their problems, told them hers, exchanged advice and affection.

She needed them!

“Okay, calm down,” she told herself. “You tend to grasp and cling when you’re frightened. Relax. Forty million dollars is a good thing.”

Maybe it would bring her a man, she speculated, that little frisson of excitement tickling between her breasts again. She wouldn’t want a man who was attracted to her money, of course, but wouldn’t it be wonderful if her winnings made her more attractive?

What would it be like to have an unlimited wardrobe allowance? To have her hair done every week rather than every other month when she had it cut? To buy quality makeup instead of whatever was on sale at Cozy’s Drugstore, and a fragrance that was advertised in Vogue?

Her excitement flared until she realized this was just another indication of the changes Jester was in for. Practical, hardworking Shelly Dupree was thinking about makeup…and men!

Chapter One

Shelly stood on the corner of Main Street, waiting for the light midafternoon traffic to pass, and stared at the check in her hand. One million, one hundred thousand dollars! The group had chosen the option of getting their money all at once rather than the annuitized $84,000 a year, and that had dropped the full figure by half. Still a fortune, as far as she was concerned.

She knew it was unsophisticated to revel in her good fortune, probably even reckless to hold the check in her hand for all the world to see, but she couldn’t help it. She studied the neat, stick-straight ones printed on the check, then counted the zeroes. Five. Five zeroes! Seven figures! She was a millionaire!

“Hey, Shelly! You buying us lunch today?” Chet Brower waved from ten feet above her in the bucket of the city works department truck. He and his brother Chuck, who stood below in a hard hat, were changing the street signs in downtown Jester—a change insisted upon by Mayor Bobby Larson. Few of the merchants were in agreement—the old names went back to Jester history—but the whole town was terminal with lottery fever and the influx of new life it had brought to Jester, even before any of the Main Street Millionaires had deposited their checks.

Main Street was still Main Street, but the names of three major cross streets were being changed today. Her corner was now Big Draw Drive, a block east was Megabucks Boulevard and Lottery Lane was a block west. She’d expected things to change, but she hadn’t been prepared for just how much.

News vans stood on every corner and seemed to spew an enormous number of people into downtown. They represented Billings, Helena, Missoula, even television stations from neighboring states. Reporters were scattered all over town, interviewing shop owners and people on the street, determined to make what they were calling the Main Street Millionaires national news.

Gawkers had arrived from Pine Run, from Baker, Billings, and even Helena. Everyone wanted a glimpse of the Lucky Dozen, another name their group had acquired.

Chuck came to Shelly and swept off his hard hat. The Brower twins were tall and big, the backbone of the city works department. They looked like linebackers, but thanks to their minister mother, they had hearts of gold.

“Marry me, Shelly,” Chuck said, getting down on one knee on the sidewalk. “Then, buy me a Harley.”

Shelly laughed and swatted his shoulder. Half a block away, a photographer drew a bead on them.

“Oh, let’s see,” she said, pretending to give it some thought. “That would make me the Bride of Chuckie, wouldn’t it? Thanks, but I don’t think so.”