Twins Under The Tree

That wasn’t unusual; many women had their own accounts. So had Jenna during her marriage. “Yes, I remember that.” She glanced at Hadley. “Amy once told me about a bank account, but that’s all she said.”

Barney said, “She opened the account some time ago.” He checked the dates.

“Soon after we got married then,” Hadley said.

“And Amy deposited money each month.”

“Where did she get it? We never had extra.”

“I believe, um, her parents sent the checks.”

“It’s like she was married to them, not me,” Hadley muttered. “Why would she keep that secret? Because she worried that I might leave her high and dry?”

To Jenna, that didn’t seem so unlikely.

Barney fidgeted in his chair. “Maybe her family wanted Amy to know she could use the money if she ever needed to—”

“Because she was married to a guy like me,” Hadley said under his breath.

Jenna looked from him to Barney, whose gaze had fixed on his computer screen as if its contents were written in Sanskrit. “But what does all this have to do with me?”

Barney glanced up. “Not long before she gave birth, Amy amended the account to include a POD—payable on death provision. Which avoids probate. When the primary account holder dies, the money in the account goes straight to the named beneficiary. In this case to you, Jenna.”

How could that be? “But if I’m the beneficiary, why wasn’t I notified after her…death?”

Barney frowned. “I’ve been trying to get a hold of you for some time,” he said, “but you didn’t respond to any of my messages. Or the letters on official bank stationery.”

“I thought those were merely forms to solicit investment.” She’d thrown the letters away, unopened. The funds from her divorce settlement were earmarked for savings to buy a house, and Jenna didn’t want to risk losing any of that.

“My next attempt was going to be knocking on your door,” Barney said. “Which I intended to do until you came in this morning.”

“Doesn’t sound to me like you tried hard enough.” Hadley glanced at him, taking in his dark suit and conservative tie. Barney might look the part of a vice president, but he wasn’t known for his management skills or much else. He lived with his overbearing mother and was inclined to startle at his own shadow. “What do you do? Shuffle papers all day then go home at four o’clock? You’ve read those—” Hadley pointed at the stack of printouts on the desk “—three times since I walked in. Bet you couldn’t tell me what a single line said.”

“Are you calling me negligent? Pardon me, but I couldn’t force Jenna to answer my messages.”

“Pardon me,” Hadley said, “if I call you a liar.”

Surprised that he’d defended her, Jenna held up a hand. “Please. This isn’t getting us anywhere. If I understand, Amy’s accounts are now mine to control?”

“Yes. And the amount is substantial.” Barney read a figure aloud that made Jenna’s eyes widen. Amy had complained several times about her money woes with Hadley when all along she’d had access to these funds. Amy hadn’t trusted him. As for Jenna, she had to admit she’d been avoiding Barney and couldn’t blame him for this misunderstanding. An oversight on her part.

“But why me and not her parents?” she asked.

“I can’t say. She made that change in the account with my assistant.” Barney cleared his throat. He turned to Jenna and handed her a thin sheaf from the stack. “You’re authorized, at your discretion, to use the account for the sole benefit of Lucas and Grace Smith.”

In other words, Amy had again provided for her children’s welfare in case Hadley disappeared when they were born. As she read, Jenna twisted her fingers together. She shot a look at Hadley. Their quasi-relationship wasn’t friendly, as Clara had noted, not that she wanted it to be, but this new detail would make things worse. Now she wouldn’t simply be paying a few visits to the twins; she’d be managing a rather large pot of money for them, overriding Hadley as their father. At least in his view.

His gaze bored through her, his eyes shards of blue glass.

Jenna stood. “This isn’t my doing, Hadley.”

“Like your agreement with Amy about the standby guardianship?”

“You can’t think I put her up to that,” Jenna said. Barney fidgeted at his desk, his face a dull red. A glance through the glass window into the bank revealed several people, including a teller, staring at them. “We’re making a scene.”

“I don’t care. Obviously, Amy agreed with everybody else in this town that I’m not to be trusted with my own children.”

Hadley turned, yanked open the door, then stalked from the office. “Like it or not, which I’m sure you don’t, Jenna, I’ll have something to say about this money.”

CHAPTER FIVE

WHEN THE SUN went down, Hadley was still fuming. He imagined that the red ball of fire sliding toward the horizon, as if to define the western edge of Clara’s ranch in the blaze of color, might draw him with it. Hadley would slip right over the boundary of her pancake-flat land like a man falling—or jumping—into an active volcano, then vanish from the twins’ lives. That would probably suit Jenna.

The rare spurt of self-pity lasted just long enough to remind him that he didn’t have the luxury of thinking about himself.

Before Barney had revealed the surprise bank account, he’d told Hadley that Amy did not have a safe-deposit box at the bank. So the location of the guardianship papers was still a mystery, and now he had a different problem. The threat Jenna posed as the beneficiary of Amy’s account. He felt hamstrung. He didn’t want anyone else in charge, especially a woman with no blood ties to the twins; he could take care of his own babies.

Hadley turned to the young cowhand he’d hired half an hour ago. “I’ll be at a cattle auction tomorrow. While I’m gone, make sure the south fence is tight—and if there’s a hole, fix it. With luck I’ll bring back some stock.” He planned to use the ranch’s meager amount of cash to buy the cows. After those funds were gone, he’d have to see Barney again about the loan he hadn’t applied for before he stomped out of the bank.

Cory Jennings grinned. Shorter than Hadley by an inch or two, he still stood over six feet. His dancing dark eyes met his. “Said I’ll do a good job for you. That means taking the horse to ride fence.”

A few days ago, Hadley and Clara had pooled enough money to buy the ranch’s one horse, a rangy sorrel from a “dealer” who’d stopped in Barren on his way to Colorado. Hadley doubted the gelding was worth even the three hundred dollars they’d paid. In his view the horse had been on the road to the glue factory. Lucky for the horse, he’d found two people with soft hearts and desperate for any help the sorrel might provide in return for saving his life. “You sure you can ride him?”

Cory pointed at the big belt buckle he wore, a prize he’d won in some rodeo. “I can ride anything.” Retired from competition, Cory was one of many mid-level players in the sport, Hadley supposed, but he didn’t lack confidence. Cory could even be cocky. “Mean broncs, rank bulls… I’m an all-around cowboy.”

Hadley tilted his head toward the nearby stall. “Yeah, well, this one has a tendency to buck so I guess that means you can handle him.” He suppressed a brief flash of concern. Should he trust Cory? How capable was he? He knew very little about him. “Just in case, carry your cell. You get into trouble, call Clara at the house.” Before the upcoming auction, Hadley hadn’t found time to check the fence himself.

Cory’s grin widened. “I’ll not only secure your fence, I’ll whip that nag into shape real quick. I’ve got the touch.”

“But remember, the horse spooks at the slightest cause for alarm. A piece of white paper blowing across the yard. The hoot of a barn owl. A car coming up the drive.” If that was Jenna, he could understand the reaction. The gelding took particular exception to the sound of Clara’s dinner bell, rusty after years of disuse, being rung from the back porch. “Treat Mr. Robert like the gentleman he should be.”

“He’s no gentleman, all right.” Cory ran a hand through his wheat-colored hair. “But then, neither am I.”

“I wouldn’t know,” Hadley muttered. The ex–rodeo “star” had come with only vague references, but he and Clara weren’t in any position to demand them. For now, they needed help—and Cory had been their only candidate. “Just do the job, keep your nose clean, and I’ll pay you.” Somehow.

Still, he had to admit, the guy was an enigma. He’d seemed to fall from the sky exactly when Hadley had needed him, and Hadley couldn’t be choosy. In a way he reminded him of the kids he and his brother had been long ago, being abandoned here and there, which had turned Hadley into a drifter. He wondered if the same had happened to Dallas and where he might be now. On the road somewhere, as Cory had been? How long would he stay? Hadley blocked out the thought. If he was going to get Clara’s ranch going again, he had to make it happen any way he could. For her, the twins and himself.

Cory started down the aisle toward the feed room, which was a mass of cobwebs at the moment, then stopped. When he turned around, his gaze faltered. “I left my gear in my truck. Where am I supposed to sleep?”

Hadley hadn’t considered that. There was no room in Clara’s house. The day after they’d hatched their plan to get the ranch on its feet again, he’d inspected the old foreman’s bungalow. But the floor had nearly buckled under his feet, the boards were so rotten and warped. The front windows were broken, the toilet was missing, and there were mouse droppings everywhere. The bungalow made the foreman’s house at the NLS seem like a palace. “If I were you, I’d lay some fresh straw in the loft tonight. You can eat your meals with me and Mrs. McMann. We’ll figure something better out—but not today.”

“I can sleep anywhere,” Cory said with a shrug. He walked back to Hadley, then stuck out his hand. “Thanks for taking a chance on me.”

As if not many people did. Hadley could understand that. They shook, and Hadley couldn’t help but think of today’s meeting with Barney Caldwell and Jenna at the bank. He sure could have used that account money—at his discretion—to put the McMann ranch on solid footing again, but Amy hadn’t given him that power. Hadley had a new idea, though, which made him smile. He would definitely speak to Jenna again.

But all he said to Cory was, “Don’t let me down.”

AFTER A LONG DAY of beating the bushes for clients, Jenna let herself into the apartment she’d rented on the far edge of Barren. The sun had gone down half an hour ago, and although she’d enjoyed the mesmerizing sight of color splashed across the sky on the drive home, it hadn’t raised her spirits.

She tried not to feel discouraged. Her ad in the local paper didn’t seem to be working. Neither had the flyers she’d placed on the front counters at the library, the Bon Appetit or the Sundown Café. Oh, and every store in town. Sherry had taken some for the Baby Things shop, assuring Jenna that many of her clients were young marrieds and first-time homeowners who might welcome her advice on decor. None of her canvassing had worked so far, nor had her new website. Not a single person had liked the website or her Facebook page, and as of tonight Jenna had zero genuine followers. She wouldn’t count her sister, her friends or her mom, who supported her but didn’t need her services.

She certainly couldn’t count Hadley. Their meeting in Barney’s office preyed on her mind and soured her mood. Why blame her for Amy’s decision about the bank account? She only wished she’d been more proactive instead of avoiding Barney for so long. They could have met without Hadley there and avoided the confrontation. Then she’d have been better prepared.

She set down her tote bag containing the leftover flyers just as someone knocked at her door.

“I’ve brought dinner,” her mother said, breezing into the apartment, the aroma of pizza from the box she carried following her inside.

“I’m not hungry, Mama.” Jenna turned on some lights.

“You have to eat. You’re too thin. Do you have anything to drink?”

“Soda. Orange juice. Water,” she said after mentally reviewing the contents of her fridge.

Wanda set the box on the kitchen table, the new diamond ring on her finger flashing as she moved, reminding Jenna of her talk with Shadow about their mother’s engagement to Jack Hancock. Familiar with Jenna’s kitchen, Wanda pulled out two glasses, then plates from the cupboard, and silverware from a drawer.

“Mama, really.”

Her mother took a seat, then waved Jenna toward the opposite chair. Without warning, she said, “I hear there was an incident at the bank.” As if she or Hadley Smith had robbed it. “Is that why you look so down in the mouth? Here.” She pushed a slice of pizza across the table. “As I tell Jack’s uncle Bertie, food cures everything.”

Jenna merely raised an eyebrow. She and Clara should start a cooking school. Jenna wouldn’t talk about the bank, or about Hadley. “Did you cut your hair?”

“I had it done at the salon,” Wanda said, a lifelong do-it-herself-er. This was yet another change in her mother’s life for the better. Wanda patted the sleek new style, her once-dull dark hair now shiny with coppery highlights. “Jack likes it.”

“I do, too,” Jenna said. For a long time she had worried about her mom and the life she’d lived with Jenna’s dad. Even now, she pushed food at Jenna as if to make up for the times when she hadn’t been able to feed her family. But Jack? He’d drifted—like Hadley—in and out of his uncle’s life over the years. “This is a good sign,” she said. “You’re taking care of yourself. I hope you’ll keep that in mind.”

Wanda’s dark gaze sharpened. “Shadow told me you’re not okay with our engagement. I decided to come by, get to the bottom of this.”

Jenna groaned. “My sister doesn’t know how to keep a confidence.”

“No reason to,” Wanda murmured. “We’re family. If you don’t like Jack for some reason—”

“I do like him. I’m not sure he’s good for you, that’s all.” She paused. “What if he doesn’t make a go of the Bon Appetit or gets bored after a year? He does that French thing, pretending he speaks the language, so maybe he’s always thinking about somewhere else. Barren isn’t the most exciting place in the world.”

“If Jack decides it’s not interesting enough for him here, I’ll move with him.”

Assuming Jack would let her or, like David with Jenna, decide his new adventures didn’t include her. “I’m sure the engagement is exciting, Mama, but what comes after that? When you’re really married…”

“We already live together. We know each other.” Wanda finished her pizza. “Jack would never hurt me the way—”

Jenna flinched. “David hurt me? Have you and Shadow talked about that, too? I’m not projecting my failures onto you. I only want to make sure you know what you’re doing and what the risks may be.”

Jenna had barely eaten at all, and when her mother held out another slice to her as if she were a baby bird that needed to be hand-fed, she drew back. Wanda nudged the pizza closer until, finally, Jenna took it. “All right, okay. Just this one.” She took a bite, hardly tasting the melted cheese and oregano-laced tomato sauce.

“Honey, I’m fine. Please don’t worry.” As if to reassure Jenna—or herself?—her mother’s engagement ring sparkled again, creating a rainbow on the far wall. Wanda studied the stone for a moment before a smile bloomed. “I’ve never been happier in my life, and I intend to stay that way. Shadow and I agree about where these concerns are truly coming from. Put that dreadful man behind you, Jenna.” For a second, Jenna thought she was referring to Hadley. “If there was a more self-centered person than David Collins, I’ve never met one.”

Except Daddy, Jenna thought. At least her ex had held a steady job, made decent money, and they’d shared a well-appointed home rather than a falling-down wreck. Finn and his wife, Annabelle, owned the Moran house now, and the renovations they were doing to it and the old farm buildings warmed her heart. Soon, there’d be few reminders of Jenna’s childhood, her father’s neglect or her parents’ dysfunctional marriage. How could Mama want to change her name again? Jenna sure didn’t intend to try another relationship.

So why did an unbidden image of Hadley run through her mind? Certainly, after today’s meeting at the bank, it was even more evident that he was not relationship material. Like her father, he’d never held a job for long, as evidenced by his recently quitting at the NLS to take over Clara’s ranch. How long would he stick with that? Or stay in Barren? Jenna would do better to remember the dark look on his face when he’d learned about Amy’s account, putting yet another barrier between Jenna and Hadley.

CORY TOSSED HIS gear bag onto the fresh pile of straw in the barn loft and held his breath. This might not be the most luxurious of accommodations, but he needed work, and the McMann ranch—if he could term it that, since nothing was mooing in the nearby pasture or growing in the fields—seemed better than most ideas he’d had. Besides, what other option was there?

He rummaged through his bag, yanked out the pillow he traveled with, then the plaid woolen blanket he favored.

From the house the dinner bell clanged, but Cory didn’t answer the summons. He’d eaten a fast-food burger in Farrier before he drove out to meet Hadley Smith, having heard about the job from another rancher. More to the point, he didn’t want Clara McMann in his face. The old woman had already pumped him for information Cory wouldn’t share. He knew how to ride horses and rope cows—had the wins to prove it—but he had no experience with mothers or grandmothers. He patted his gaudy prize buckle, silently insisting he wasn’t missing anything.

He rearranged his bedding, set down the Disney alarm clock he carried with him everywhere, then started to settle down in the straw.

“Mr. Jennings?” The McMann woman’s soft voice called to him from below.

Tempted to ignore her, Cory dragged a hand through his hair. “Yeah?”

“Please join us for dinner. I hope you like enchiladas.”

His stomach growled. “Ate my share of Tex-Mex on the circuit,” he said, but his mouth watered. “No, thanks. I’ll pass.”

She didn’t take the hint. “Let me fix you a sandwich, then, or I have leftover pot roast to reheat.” Another rumble rolled through his gut. Apparently the burger had worked its way through his system and he was hungry after all. Then she threw in the ultimate temptation. “Do you like apple pie? With vanilla ice cream?”

“Yes, ma’am.” Before he thought better of it, he’d climbed down the ladder to the barn floor and was walking with Clara McMann across the yard to the kitchen door. As soon as it opened, the scents of fruit and cinnamon, jalapeños and corn wrapped him in a cocoon of hunger. The warmth in the room felt like a too-cozy blanket.

At the table Hadley Smith was already dripping hot sauce all over an enchilada. He looked up at Cory with a grin that transformed his normally stern face. “I could have told you. Clara doesn’t let anyone go without a good meal.”

“Sit down, Mr. Jennings.” She pointed at a chair and the place already set with sturdy stoneware and silver. She took her seat, unfolded her napkin with a nod at the one he hadn’t touched, then said, “Now. We’ll eat—and get to know you.”

Cory bit back a groan. He should have guessed. The true reason for this invitation was to weasel more details out of him. That wouldn’t happen. In his experience the more lies he spun, the more he had to remember so he didn’t trip himself up later.

Cory took the platter of enchiladas from her, dished up a pair of them and slathered on some salsa verde. He grabbed a square of corn bread, still hot and moist from the oven, then hunched over his plate.

Hadley tapped his shoulder. He held out a beer.

Cory shook his head. “Not a drinker,” he said. At least not here. Alcohol loosened his tongue. “I’d rather have a glass of milk.” He sent Mrs. McMann a smile. “Kills the heat I created on my enchilada.”

Hadley brought the glass to him, then returned to his chair. For a few minutes, silence reigned while everyone ate. Then the woman spoke again.

“Where are you from, Mr. Jennings?”

“Call me Cory, ma’am.” He coated the corn bread with another layer of butter, the real stuff. “Here and there,” he finally said, causing one of Hadley’s eyebrows to rise. “I was born in Texas.”

Cory avoided Hadley’s gaze, and Mrs. McMann’s. Note to self. He’d used the state before, not that hard to remember. It went with his past rodeo career, even with the job he’d be doing here for her and Smith.

“Your father was a rancher?” she pressed him.

“No.” The one-word answer was his friend. He pushed a piece of corn bread into the sauce on his plate. “Don’t rightly recall what he did for a living. He and my mom split before I was born.” True enough, if he stretched things. “I don’t like talking about that.”

With a sympathetic glance, she seemed to take that hint. She passed him the enchiladas, urging him to take another. “You young people don’t eat enough.”

He focused on the empty milk glass. “I’m not a baby, ma’am. Don’t you have a pair of twins to worry about?”

“Yes, but there’s always room for more.” She glanced at the ceiling. “We savor our meals here when we can. Please,” she added, “eat up, Cory. And call me Clara. By the time I’m done with you, you’ll need jeans in a bigger size.”

“She’s not kidding,” Hadley muttered. He shoved away from the table. “Another fine dinner, Clara. Thank you for the trouble.”

“No trouble at all,” she said.

He walked toward the hall. “I’ll check on Luke and Gracie.”

“I’ll keep your pie warm, dear. You, Cory? Ready for ice cream, too?”

Hadley laughed but kept going to the stairs. “Don’t even try to refuse.” Cory cleaned his plate, carried it with the others to the sink, then sank back onto his chair while Clara McMann sliced the best-looking pie he’d ever seen into generous servings. Then she spooned huge dollops of vanilla ice cream onto the dessert dishes. Despite the four enchiladas he’d eaten and three chunks of corn bread, his stomach begged for more. He hadn’t always been able to afford to eat when he was on the road. Maybe this would work out.

Clara set his pie in front of him. “We won’t wait for Hadley. He likes to stand a while and watch his babies sleep. I suspect you haven’t been eating well—or often,” she said.

Cory didn’t attempt to correct her. He took Hadley’s advice. And ate.

This gig—as long as it lasted—might be all right if he stayed as careful as he would on some bucking horse.

He just had to keep his head down and stick to himself.

CHAPTER SIX

HADLEY’S TRIP TO the auction in Wichita had worked out even better than he’d hoped. From the last of their combined money, mostly Clara’s, they were the proud new owners of half a dozen head of sleek Black Angus, which would command the best price on the market. As soon as he put in a crop of hay and, by magic, somehow unearthed more cash, he’d buy another six cows. Building the new herd as their shaky finances allowed. Cory Jennings was hard at work this morning, and for once the twins had only wakened a couple of times during the night. Hadley was in an unusually fine mood, which should have warned him. He spotted Jenna’s car rolling up the drive.

And remembered his latest idea.

Naturally, she’d brought gifts for the twins but didn’t mention their encounter in Barney’s office. Jenna had obviously decided not to bring up the money issue, which left that to Hadley. He seized the opportunity, though, to put off what he had to say, which she probably wouldn’t take well.