Find The Home Mortgage That's Right For You Finding the right mortgage can be complex, confusing, and frustrating. But that doesn't mean you have to settle for anything other than the terms you want. This indispensable and newly updated second edition of How to Save Thousands of Dollars on Your Home Mortgage spells out everything mortgage hunters need to know in clear and accessible terms. It covers more loan alternatives than any other book and examines the importance of discount points. It offers complete details on virtually every mortgage option currently available, what advantages each option offers, how to choose the right one for your needs, and how to save money in the process. New information in this edition will help you use the Internet to find a home and get a mortgage, examine automated underwriting models and conforming loan limits, and weigh new shopping strategies. Easy-to-read charts and graphs, helpful sample forms, and numerous examples will help you understand: * First-time buyers programs * APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans * Refinancing strategies * Closing costs, lender fees, and other expenses * How to dispute credit report errors and fix credit problems * How to use the Internet for loan analysis 

учебная и научная литература

зарубежная образовательная литература

знания и навыки

How to Save Thousands of Dollars on Your Home Mortgage

любовные романы

фэнтези

современная русская литература

современные любовные романы

современная зарубежная литература

детективы

об истории серьезно

приключения

книги о приключениях

ужасы / мистика

учебники и пособия для вузов

cтихи, поэзия

книги по психологии

стихи и поэзия

гуманитарные и общественные науки

русская классика

мистика

боевики, остросюжетная литература

публицистическая литература

В центре сюжета — неожиданное и значимое прикосновение, которое становится мостом к новым чувствам и переменам в отношениях. В окружении природы и в спокойной атмосфере заката они переживают особое мгновение, символизирующее начало новой главы, основанной на доверии и взаимном понимании. В этом эпизоде подчеркнута важность простых, но значимых моментов жизни, способных навсегда оставить след в сердцах и стать напоминанием о ценности настоящего счастья — быть рядом и делить радости и переживания.

зарубежные любовные романы

зарубежная драматургия

Океан в глазах.

How good companies build a culture of integrity In the present environment of corporate governance brought on by high-profile executive scandals, this book makes a strong case for encouraging business leaders to manage beyond compliance. Achieving the bare minimum of compliance isn't enough. By making corporate responsibility and integrity a strategic priority-rather than something companies are forced to comply with-companies can realize tangible financial returns and benefits. This book provides practical advice, effective tools, and time-tested best practices for approaching corporate integrity strategically and managing an integrity program on a day-to-day basis. There is a growing realization that compliance with the rules is only a minimum standard of performance, and an increasing demand from stakeholders at every level – shareholders, employees, customers along the entire supply chain, consumers, advocacy groups, and the local community at large – for more transparency and accountability from corporations. But most businesses have little experience and few tools to deal with the urgent demand to increase corporate responsibility. Corporate Integrity provides practical tools and proven processes to manage complex integrity dilemmas and support implementation: Explains how to create a culture of integrity in your organization and how to motivate the appropriate corporate behaviors. Coverage includes: How to assess and measure integrity; how to align corporate integrity commitments and actions; how to design and implement dependable and strategic corporate accountability systems and processes; how to develop corporate integrity standards and report on them, and much more. Includes a wealth of practical business tools and best practices that readers can apply to improve the level of corporate integrity in their own company. Features three detailed case studies and numerous other examples that illustrate corporate integrity dilemmas and solutions in action. Shows how managing corporate responsibility strategically and proactively can go beyond a mere public relations exercise to foster a corporate «win» in the court of popular opinion and in the marketplace. Bridges the gaps between corporations, governments, employees, interest groups, and consumers. Offers tools and solutions that apply to both for-profit corporations and non-profit organizations. 

зарубежная деловая литература

Corporate Integrity. A Toolkit for Managing Beyond Compliance

Card games offer loads of fun and one of the best socializing experiences out there. But picking up winning card strategies is a bit of a challenge, and though your buddies may think that picking up the rules of the game is easy, winning is a totally different story. With Card Games For Dummies, Second Edition, you’ll not only be able to play the hottest card games around, you can also apply game-winning strategies and tips to have fun and beat your opponents. Now updated, this hands-on guide shows you everything you need to know—the basics, the tricks, and the techniques—to become a master card player, with expanded coverage on poker as well as online gaming and tournaments. Soon you will have the card-playing power to: Pin down your opponents in Texas Hold’em Show off your power in Stud Poker Hit wisely in Blackjack Break hearts ruthlessly in Hearts Mix up the night with Gin and Rummy Build yourself a victory in Bridge Send them fishing in Go Fish This straightforward, no-nonsense guide features great ways to improve your game and have more fun, as well as a list of places to find out more about your favorite game. It also profiles different variations of each game, making you a player for all seasons!

развлечения

хобби, досуг

Card Games For Dummies

If you’re feeling overwhelmed by the prospect of getting a dog or nervous about caring for the one you’ve already brought home, now you can relax. Understanding Your Dog for Dummies helps you recognize not only why your dog behaves the way she does, but in a way that enables you to parlay that into a well-behaved companion who listens (and sits, and speaks, and comes, etc.). Whether your pooch is a mixed breed or purebred, she has a distinct identity that makes her unique. The first step in understanding your dog is to respect the honorable task she was originally bred for and to identify how these inbred impulses influence her personality and behavior. In essence, you need to speak her language if you expect her to learn to understand yours. Understanding Your Dog for Dummies gives you everything you need to learn to understand your pooch’s unique dialect of “Doglish”—and shows you how to take on the role as pack leader to give your dog the cues, guidance, and consistency she needs to shape and develop good behaviors. Inside you’ll discover how to: Read your dog’s body language Communicate with your dog Interpret your dog’s breed-specific traits Correct dog-behavior-gone-bad Counter anxiety-based behavior Understand and resolve aggressive behavior And so much more! Think of this book as Doglish 101—a prerequisite for every human member of your dog’s family. Now, let the training begin!

домашние животные

дом, дача

Understanding Your Dog For Dummies

In Point, Click & Wow! you will find the insider knowledge of public speaking that we all need but were never taught. When Point, Click & Wow! was first published more than ten years ago, it quickly became the go-to resource for creating laptop presentations that have the «Wow» factor! Completely reworked and updated, this new third edition puts the focus on you, the presenter, who must create a winning presentation every time. Claudyne Wilder's groundbreaking book offers myriad new features and updated slide designs as well as illustrative stories and advice from executives. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

стратегический менеджмент

Point, Click and Wow!. The Techniques and Habits of Successful Presenters

A step-by-step visual guide to off-loom bead weaving This photo-intensive guide is a comprehensive resource for creating off-loom beadwork, from simple stitches that any beginner can do to more advanced techniques that you can work up to as you build your skills. Every page includes detailed color photos and diagrams that make it easy to follow along. You'll learn how to weave the peyote, ladder, brick, square, right angle weave, and herringbone stitches, as well as make beaded netting and create beaded clasps and other decorative details. Plus, you'll get patterns to make modern, stylish pieces, from necklaces, bracelets, and earrings to napkin rings.

Teach Yourself VISUALLY Beadwork. Learning Off-Loom Beading Techniques One Stitch at a Time

In this extraordinary book Col. Kolditz explains that his research on in extremis leadership, where followers perceive their lives to be threatened, reveals that the leadership lessons and principles in evidence in dangerous settings also apply to leading in business and everyday life. The book shows how leadership literally defines the promise of hope or future life and that extremely capable leaders are needed in all walks of life. The book describes a variety of high-risk situations that are ideal settings to seek and find great leaders, assess how they might be different, and to glean valuable insights for extraordinary leadership in our everyday lives. Through heart-stopping real-life stories of leaders in these extreme situations, Kolditz insists that leaders at all levels can improve their effectiveness. 

In Extremis Leadership. Leading As If Your Life Depended On It

Полная версия

How to Save Thousands of Dollars on Your Home Mortgage

Другие книги автора